Protect your employees, strengthen your company
Through life’s ups and downs, insurance helps to safeguard the health and welfare of our loved ones. Most often, people access insurance through work – which means employers play a vital role in helping workers put the right protections in place for their families.
Help employees
There’s strength in numbers when it comes to insurance. When accessed as a group, insurance premiums are generally lower for employees. In some cases, coverage will be significantly better than if they purchase insurance on their own.
Strengthen families
What would happen if an employee suddenly couldn’t work due to an illness or accident? What if a household breadwinner passed away unexpectedly? How would their families make ends meet? Certain group benefits can help ensure your employees are able to answer these questions with clarity and confidence.
Grow your business
A great benefits package helps you attract and retain the great employees you need to keep your business thriving for years to come. In addition, happy employees may generally be healthier employees, which means your business enjoys better productivity.
The cost of offering benefits
It’s understandable to be concerned about whether you can afford a comprehensive suite of benefits for your employees. But those concerns shouldn’t stop you. If you’re on the fence, follow these steps:
Different employees want different things. Figuring out what kinds of benefits your employees value most will help you determine how your benefits package should look. For instance, they may value dental and vision coverage or want different types of voluntary benefits, such as critical illness or hospital indemnity coverage.
Some employee benefit structures might be more financially viable than others. It’s important to determine how much of the financial responsibility can and should reside with you, or with employees.
Not all insurance carriers offer the types of benefits your employees want. Further, working with multiple carriers for different benefits might present more of a challenge than it’s worth. It’s helpful to find a carrier that can seamlessly provide all the benefits you want to offer your employees.
Meeting with a financial representative can help you assess what your business can realistically afford now, then make a plan for how you’d like your benefits portfolio to change over time so you can continue to build on the success of your business and meet your employees’ evolving needs.
Different employees want different things. Figuring out what kinds of benefits your employees value most will help you determine how your benefits package should look. For instance, they may value dental and vision coverage or want different types of voluntary benefits, such as critical illness or hospital indemnity coverage.
Some employee benefit structures might be more financially viable than others. It’s important to determine how much of the financial responsibility can and should reside with you, or with employees.
Not all insurance carriers offer the types of benefits your employees want. Further, working with multiple carriers for different benefits might present more of a challenge than it’s worth. It’s helpful to find a carrier that can seamlessly provide all the benefits you want to offer your employees.
Meeting with a financial representative can help you assess what your business can realistically afford now, then make a plan for how you’d like your benefits portfolio to change over time so you can continue to build on the success of your business and meet your employees’ evolving needs.
Good oral health can lead to better health overall. That’s why dental insurance is in high demand: it’s the best way to help employees get the preventive oral care they need, and save on more costly dental services if needed.
As we spend more time in front of screens, vision insurance – and the eye exams, glasses, and contact lenses it helps to cover – becomes increasingly important for workers.
The income your workers earn touches numerous other lives. That’s why life insurance can be a vital offering for employees, providing families financial support in case the unthinkable happens.
Despite our best efforts, being unable to work due to illness or injury can happen. Disability insurance helps ensure your employees can continue to support their families at a time they need it most.
Supplemental health insurance, such as accident, cancer, critical illness, and hospital indemnity plans, can maximize the financial security of employees during an unexpected sickness or injury.
Empower employees to think, feel, and perform their best in a new, more comprehensive way – by offering intuitive mental wellness support through your benefits.
When employees need to be away from work due to illness or injury, or to take care of a family member, proper leave management ensures you can address their needs effectively and objectively. Outsourcing absence management can keep your company compliant, and helps you avoid costly problems like lawsuits, fines, and investigations.
Guardian enhances its benefits with a number services growing in demand among employees. We offer helpful services like WillPrep and our Employee Assistance Program.
Good oral health can lead to better health overall. That’s why dental insurance is in high demand: it’s the best way to help employees get the preventive oral care they need, and save on more costly dental services if needed.
As we spend more time in front of screens, vision insurance – and the eye exams, glasses, and contact lenses it helps to cover – becomes increasingly important for workers.
The income your workers earn touches numerous other lives. That’s why life insurance can be a vital offering for employees, providing families financial support in case the unthinkable happens.
Despite our best efforts, being unable to work due to illness or injury can happen. Disability insurance helps ensure your employees can continue to support their families at a time they need it most.
Supplemental health insurance, such as accident, cancer, critical illness, and hospital indemnity plans, can maximize the financial security of employees during an unexpected sickness or injury.
Empower employees to think, feel, and perform their best in a new, more comprehensive way – by offering intuitive mental wellness support through your benefits.
When employees need to be away from work due to illness or injury, or to take care of a family member, proper leave management ensures you can address their needs effectively and objectively. Outsourcing absence management can keep your company compliant, and helps you avoid costly problems like lawsuits, fines, and investigations.
Guardian enhances its benefits with a number services growing in demand among employees. We offer helpful services like WillPrep and our Employee Assistance Program.
Why work with Guardian?
Finding the right benefits for your organization can be daunting. Guardian makes it easier with more choices, effective communication, and simpler management.
Ready to put together the best employee benefits package for your business?
When it comes to employee benefits, we’ve done our homework
Read our research on the latest benefit trends you need to know.
Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.
Guardian’s Group Insurance products are underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states.
Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.
Guardian’s Group Insurance products are underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states.