Critical illness insurance
What is critical illness insurance?
Critical illness insurance helps you cover medical expenses that your primary health insurance won’t. It’s a cash payout you receive if you ever experience a serious illness like cancer or a stroke.
Who is critical illness insurance for?
Critical illness insurance is a good, supplemental option for people who already have health insurance, because it gives you additional money to pay for expenses like deductibles. We offer policies you can buy from us directly and policies available through many employers.
What does critical illness insurance cover?
Critical illnesses include stroke, heart attacks, Parkinson’s, cancer, and more. Our policies can cover over 30 major illnesses. If you happen to get diagnosed with one of these illnesses, our plans can pay you a lump sum of up to $50,000.1
Why should I consider critical illness insurance?
It’s an affordable way to supplement and pay for the additional expenses your health insurance doesn’t cover. Plus, some of our policies pay out additional cash if you find yourself in the hospital for less serious illnesses or injuries.
We want to help you focus on recovery, not your finances
Thirty-four percent of Americans with medical insurance find it difficult to afford their deductible. 2 A critical illness plan helps secure your savings from unexpected illnesses because it pays out money you can use for the expenses your primary health insurance won’t cover.
What are the benefits of our critical illness insurance?
Here’s how you can get critical illness insurance with us
Don't have Guardian critical illness insurance? Let’s help you find what you need.
Need more information? Here are resources to help you learn and compare.
2019-85450 (9/21)