Accident insurance is a layer of financial protection available when you suffer an unexpected, qualifying accident. The benefit is paid in a lump sum that you can use to relieve the sting of unanticipated expenses after an accident.
If you want to elect Guardian accident insurance through your employer, please speak to your benefits or human resources department. Already have Guardian accident insurance through work? Log in to your account to file a claim and more.
We’ll work with your team to determine the best coverage for your employees’ needs. Learn more about group accident insurance with Guardian.
If you’re looking to purchase your own coverage, you’re in luck. Guardian offers accident insurance that can be purchased online without a financial representative.
Accident insurance pays you benefits after you suffer an insured injury from a covered accident like a severe burn, broken bone, or emergency room visit. In certain situations, it’s also possible to use the benefit after diagnostic testing like X-rays, even if the results show no bones are broken. Guardian accident insurance policies offer a benefit that pays for covered children injured while playing an organized sport like soccer, baseball, lacrosse, or football.1
Accident insurance can be a great way to supplement and cover the potential expenses associated with an unexpected accident, including X-rays, ambulance services, deductibles, and even non-medical expenses like rent or groceries.