Your accident insurance options:

  • Accident insurance pays you benefits after you suffer an insured injury from a covered accident like a severe burn, broken bone, or emergency room visit. In certain situations, it’s also possible to use the benefit after diagnostic testing like X-rays, even if the results show no bones are broken. Guardian accident insurance policies offer a  benefit that pays for covered children injured while playing an organized sport like soccer, baseball, lacrosse, or football.1

  • Accident insurance can be a great way to supplement and cover the potential expenses associated with an unexpected accident, including X-rays, ambulance services, deductibles, and even non-medical expenses like rent or groceries. 

Prepare your family – and finances – for accidents

About 35 million injury-related visits to the emergency room occur in the United States.2 These accidents can lead to unexpected expenses that can put a dent in savings, or cause debt. 



The child must be insured by the plan on date the accident occurred, and the child must be 18 years of age or younger. This  benefit is not available in all states.


CDC Centers for Disease Control and Prevention, National Center for Health Statistics,, 2022

Guardian’s Group Accident Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states.  Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs.  Generic Policy Form # GP-1-ACC-18. The state approved form is the governing document.

This advertising content is not currently intended for anyone in the state of New Mexico.

GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America, New York, NY.

2022-147823 20241231