Get employees Guardian Group Accident Insurance
Be there for employees before they get tripped up
What if there was a way you could provide your employees with support before an unexpected accident, say a trip or fall that could trip them up physically and financially? There is. And we can help.

Get financial support for employees
A fixed payment is made directly to the insured employee after an injury from a covered accident, like a severe burn or broken bone. An employee can spend the money received on any accident-related expenses.
Offer flexible coverage
Benefit plan options can include coverage of services like ambulance transportation and certain outpatient therapies. And get add-on features like an organized sports benefit for kids, or benefits for certain health screenings.1 No medical exams or health questions asked.
Give employees help that moves with them
Employees can enjoy coverage for accidents that occur during travel outside the US. Certain plans can also include TravelAid services to help with a medical emergency, making emergency travel arrangements, or replacing travel documents, too.2
Workers who own supplemental health insurance are 25% more likely to report high overall well-being compared to workers who don’t.³
Benefit payments with less effort
Guardian Group Accident Insurance, when offered with Guardian short-term disability benefits, unlocks an even better service experience, getting employees the direct benefit payments they're entitled to more swiftly.
1 The child must be insured by the plan on the date the accident occurred and must be 18 years of age or younger; proof of registration required at time of claim.
2 TravelAid is provided by Uprise Health and United Healthcare Global. The Guardian Life Insurance Company of America (Guardian) does not provide any part of TravelAid services. Guardian is not responsible or liable for care or advice given by any provider or resource under the program. This information is for illustrative purposes only. It is not a contract. Only the Administration Agreement can provide the actual terms, services, limitations and exclusions. We are not responsible for availability, quality, result of or failure to provide any medical, legal or other care or service caused by conditions beyond our control. Guardian and Uprise Health reserve the right to discontinue TravelAid at any time without notice. TravelAid services may not be available in all states.
3 Benefits Optimization 2023: How supplemental health benefits and omnichannel communications support workforce well-being, 12th Annual Guardian Workplace Benefits Study. P. 11
Benefits can vary based on plan design and may not be available in all states.
Guardian’s Group Accident Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. This is a limited plan of supplemental health insurance that provides the specified financial support, as a lump sum or indemnity benefit, for insured injury from a covered accident. This is not minimum essential coverage as defined by federal law. This coverage will not reimburse for hospital or medical expenses. Generic Policy Form # GP-1-ACC-18. The state approved form is the governing document.
Guardian Group Accident insurance plans do not provide major medical coverage.