Workers who own supplemental health insurance are 33% more likely to report high overall well-being compared to workers who don’t.³
Benefits payments with less effort
Guardian Group Accident Insurance, when offered with Guardian short-term disability benefits, unlocks an even better service experience, getting employees the direct benefit payments they’re entitled to more swiftly.
1 The child must be insured by the plan on date the accident occurred. The child must be 18 years of age or younger. One Wellness Benefit per calendar year per covered person if a covered person has a wellness test or procedure performed while coverage is in force. See your plan details for benefit amounts. Optional riders and/or features may incur additional costs.
2 TravelAid is provided by Uprise Health, and UnitedHealthcare Global. The Guardian Life Insurance Company of America (Guardian) does not provide any part of TravelAid services. Guardian is not responsible or liable for care or advice given by any provider or resource under the program. This information is for illustrative purposes only. It is not a contract. Only the Administration Agreement can provide the actual terms, services, limitations and exclusions. We are not responsible for availability, quality, result of or failure to provide any medical, legal or other care or service caused by conditions beyond our control. Guardian and Uprise Health reserve the right to discontinue TravelAid at any time without notice. TravelAid services may not be available in all states.
3 Benefits Optimization 2023: How supplemental health benefits and omnichannel communications support workforce well-being, 12th Annual Guardian Workplace Benefits Study. P. 11
Benefits can vary based on plan design and may not be available in all states.
Guardian's Group Accident Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. If there is a discrepancy between this document and the Certificate/Group Policy issued by The Guardian Life Insurance Company of America, the Group Policy will govern. This is a limited plan of supplemental health insurance that provides financial support, as a lump sum or indemnity benefit, for insured injury from a covered accident. This is not hospital or medical expense insurance, a health maintenance organization (HMO) contract, major medical expense insurance, or minimum essential coverage defined by federal law. This coverage does not reimburse you for medical expenses, the lump sum payment can be used for any purpose. Generic Policy Form #GP-1-ACC-18. The state approved form is the governing document.
Guardian Group Accident Insurance plans do not provide major medical coverage.