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Guardian's Accident, Cancer, Critical Illness and Hospital Indemnity Insurance products are underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Accident, Cancer, Critical Illness and Hospital Indemnity are limited plans of supplemental health insurance that provide the specified financial support, as a lump sum or indemnity benefit, for insured injury from a covered accident, following the diagnosis of a covered accident or a covered critical illness, or following a covered hospitalization. This is not minimum essential coverage as defined by federal law. This coverage will not reimburse for hospital or medical expenses. Generic Policy Form #s: GP-1-ACC-18; GP-1-CAN-IC-12, et al; GP-1-LAH-12R; GP-1-CI-14; GP-1-HI-1. The state approved form is the governing document.