Material discussed is meant for general informational purposes only and is not to be construed as tax, legal, or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary. Therefore, the information should be relied upon only when coordinated with individual professional advice.
Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.
Individual disability income products underwritten and issued by Berkshire Life Insurance Company of America (BLICOA), Pittsfield, MA or provided by Guardian. BLICOA is a wholly owned stock subsidiary of and administrator for the Guardian Life Insurance Company of America (Guardian), New York, NY. Product provisions and availability may vary by state. Optional riders are available for an additional premium.
Guardian’s Group Disability Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Generic Policy Form #s GP-1-STD-15; GP-1-LTD-15. The state approved form is the governing document. For NY, the Policy Form # is GP-1-DI-12R-NY.
For Guardian’s Group Disability Insurance, this advertising content is not currently intended for anyone in the state of New Mexico.
Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.
*Ratings are as of 2022 and are subject to change.
1Disability Statistics; Chance of Becoming Disabled - DisabilityCanHappen.org
2https://www.investopedia.com/best-disability-insurance-5071119
3https://www.guardianlife.com/financial-highlights
4Council for Disability Awareness, Chances of Disability, 2021
5Ibid.