Who is dental insurance for?
We think everyone should have great dental coverage, which is why we offer comprehensive plans you can get through Guardian directly or from your employer through their benefit offerings.
What does dental insurance cover?
Dental coverage helps protect your overall oral care. That includes things like preventive cleanings, x-rays, restorative services like fillings, and even more serious forms of oral surgery that you might need one day.
Why should I consider dental insurance?
Poor oral health has been linked to conditions like diabetes, heart disease, and stroke, so while brushing and flossing every day might help keep your teeth clean, nothing can replace regular visits to the dentist.1
Guardian makes it easy for members to access quality preventive dental care because of its clear connection to overall health, as well as the savings gained by avoiding major services and dental procedures down the line. With good oral care, people are 67% less likely to have heart disease, 50% less likely to have osteoporosis, and 29% less likely to have diabetes8.
Compared to medical insurance, it can be easier to understand dental insurance policies. Most policies are straightforward and specific regarding what procedures are covered and exactly how much you pay out-of-pocket.
You can typically save on costs if you use an insurer’s network of dentists. Guardian has more than 120,000 providers in our nationwide network. That means if you already have a dentist you love, they likely take one of our policies.
Oral health issues are among the most common — and the most preventable — health concerns impacting the American public. The Centers for Disease Control and Prevention (CDC) calculate that 80% of the U.S. population has had at least one cavity by age 34, and more than 50% show signs of periodontal (gum) disease.3
In recent years, there has been an increasing amount of scientific research outlining the connection between good dental health and good health elsewhere in the body.