Dental insurance doesn’t just cover cavities and cleanings, it helps cover some of the cost you pay every time you visit the dentist. It helps ensure you don’t end up with expensive bills when you need more extensive dental work or oral surgery.
Find a plan that fits your needs and enroll today!
We think everyone should have great dental coverage, which is why we offer comprehensive plans you can get through Guardian directly or from your employer through their benefit offerings.
Dental coverage helps protect your overall oral care. That includes things like preventive cleanings, x-rays, restorative services like fillings, and even more serious forms of oral surgery that you might need one day.
Poor oral health has been linked to conditions like diabetes, heart disease, and stroke, so while brushing and flossing every day might help keep your teeth clean, nothing can replace regular visits to the dentist.1
Guardian makes it easy for members to access quality preventive dental care because of its clear connection to overall health, as well as the savings gained by avoiding major services and dental procedures down the line. With good oral care, people are 67% less likely to have heart disease, 50% less likely to have osteoporosis, and 29% less likely to have diabetes8.
Compared to medical insurance, it can be easier to understand dental insurance policies. Most policies are straightforward and specific regarding what procedures are covered and exactly how much you pay out-of-pocket.
You can typically save on costs if you use an insurer’s network of dentists. Guardian has more than 120,000 providers in our nationwide network. That means if you already have a dentist you love, they likely take one of our policies.
Dental insurance costs can start as low as $8.06 month depending on where you live and what is covered.
Unlike other forms of health insurance, seniors pay the same rate as younger consumers. We suggest that when buying the best dental insurance for seniors to review any plan listed above that matches how you use dental care.
Oral health issues are among the most common — and the most preventable — health concerns impacting the American public. The Centers for Disease Control and Prevention (CDC) calculate that 80% of the U.S. population has had at least one cavity by age 34, and more than 50% show signs of periodontal (gum) disease.3
In recent years, there has been an increasing amount of scientific research outlining the connection between good dental health and good health elsewhere in the body.
While asthma is often considered the most common chronic childhood health condition, dental decay is actually five times more common.4 As the relationship between oral health and overall health becomes clearer, the health implications of untreated oral disease continue to expand: exacerbating other diseases and involving facets of mental health such as self-confidence and social stigma.5
Depending on where you live, Guardian offers a range of dental plans for individuals, families, or company dental plans.
We have more than 120,000 providers at more than 420,000 locations in our nationwide network, and we’re always making our network stronger. That means if you already have a dentist you love, they likely take one of our policies.
Our employee-focused dental packages give you easy ways to help protect your health and save. They also give you access to our exclusive College Tuition Benefit program. If Guardian is offered through your employer, contact your benefits department to learn more.
Already have a Guardian dental policy through work?
Log in to your account to find a provider, file a claim and more.
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