References:

1 https://www.forbes.com/advisor/health-insurance/guardian-dental-insurance-review/ Published on Feb. 28, 2022

2 "Periodontics and Oral-Systemic Relationship. "Journal of the California Dental Association, January 2016, volume 44, number 1; page 29

3 https://www.health.nd.gov/prevention/oral-health-program/healthy-smile-healthy-you

4 https://bailyagency.com/blog/dental-coverage-employee-benefits/

5 "Stay in Good Company" Guardian Dental Health eBook, 2018 2018-66974 (9/20)

6 https://www.benefits.gov/benefit/942

7 https://www.guardianlife.com/dental-insurance

8 https://www.guardianlife.com/dental-insurance

9 https://www.guardianlife.com/dental-insurance/network

Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.

Material discussed is meant for general information purposes only and is not to be construed as medical, tax, legal or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary. Therefore, the information should be relied upon only when coordinated with individual professional advice.

DentalGuard Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY.  Products are not available in all states.

Individual Dental Insurance products are underwritten by The Guardian Life Insurance Company of America, New York, New York or by one of its wholly owned subsidiaries.  Products are not available in all states. Policy limitations and exclusions apply. The actual limitations and exclusions that apply to your Dental Plan are governed by the policy forms approved for use in your state. Please refer to your policy for a complete list of limitations and exclusions. In the event of a conflict between this document and the language stated in your Guardian insurance policy, the language of the policy shall control. This policy provides DENTAL insurance only. Policy Form IP-DEN-16 ET. AL.; IP-DEN-20;ET.AL,  FLORIDA Policy Form IP-1-MDG-DHMO-FL-OFF-17, NEW YORK Policy Form IP-MDG-NY-FP-OFF-1721; IP-MDG- NY-EHB-OFF-21,TEXAS Policy: IP-1-MDG-DHMO-TX-17, ILLINOIS Policy: IP-FCW-DHMO-IL-21.

Guardian Direct plans are underwritten and issued by The Guardian Life Insurance Company of America or its subsidiaries, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. In the event of a conflict between this document and the language stated in your Guardian insurance policy, the language of the policy shall control.

GUARDIAN® is a registered service mark of The Guardian Life Insurance Company of America® ©Copyright 2022 The Guardian Life Insurance Company of America, New York, N.Y.

References:

1 https://www.forbes.com/advisor/health-insurance/guardian-dental-insurance-review/ Published on Feb. 28, 2022

2 "Periodontics and Oral-Systemic Relationship. "Journal of the California Dental Association, January 2016, volume 44, number 1; page 29

3 https://www.health.nd.gov/prevention/oral-health-program/healthy-smile-healthy-you

4 https://bailyagency.com/blog/dental-coverage-employee-benefits/

5 "Stay in Good Company" Guardian Dental Health eBook, 2018 2018-66974 (9/20)

6 https://www.benefits.gov/benefit/942

7 https://www.guardianlife.com/dental-insurance

8 https://www.guardianlife.com/dental-insurance

9 https://www.guardianlife.com/dental-insurance/network

Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.

Material discussed is meant for general information purposes only and is not to be construed as medical, tax, legal or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary. Therefore, the information should be relied upon only when coordinated with individual professional advice.

DentalGuard Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY.  Products are not available in all states.

Individual Dental Insurance products are underwritten by The Guardian Life Insurance Company of America, New York, New York or by one of its wholly owned subsidiaries.  Products are not available in all states. Policy limitations and exclusions apply. The actual limitations and exclusions that apply to your Dental Plan are governed by the policy forms approved for use in your state. Please refer to your policy for a complete list of limitations and exclusions. In the event of a conflict between this document and the language stated in your Guardian insurance policy, the language of the policy shall control. This policy provides DENTAL insurance only. Policy Form IP-DEN-16 ET. AL.; IP-DEN-20;ET.AL,  FLORIDA Policy Form IP-1-MDG-DHMO-FL-OFF-17, NEW YORK Policy Form IP-MDG-NY-FP-OFF-1721; IP-MDG- NY-EHB-OFF-21,TEXAS Policy: IP-1-MDG-DHMO-TX-17, ILLINOIS Policy: IP-FCW-DHMO-IL-21.

Guardian Direct plans are underwritten and issued by The Guardian Life Insurance Company of America or its subsidiaries, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. In the event of a conflict between this document and the language stated in your Guardian insurance policy, the language of the policy shall control.

GUARDIAN® is a registered service mark of The Guardian Life Insurance Company of America® ©Copyright 2022 The Guardian Life Insurance Company of America, New York, N.Y.