Guardian dental benefits address what matters most to employees
You can help employees smile from the inside out with plans that prioritize preventive and corrective care while boosting overall well-being. Plus, employees asked for this.
Oral health and financial wellness
Adults who use their preventive dental benefits spend 3X less on costlier procedures compared to those who don’t.1
Oral health and physical wellness
Oral health is linked to the following health conditions: cardiovascular disease, dementia, diabetes, liver disease, osteoporosis, pregnancy complications, and rheumatoid arthritis.2
Oral health and mental wellness
Among workers who rate their oral health as “fair” or “poor,” close to half say they don’t smile often.3
You can respond with dental benefits that have what employees want, features like…⁴
Affordable coverage
91% of consumers say coverage price matters most when it comes to dental insurance.
Diminishing Deductible™
Consumers ranked Diminishing Deductibles™ the #1 enhancement they want in their dental plans.
Children’s dental coverage
9 in 10 parents say their children's oral health is important.
Clear communication
More than 6 in 10 employees say they want a better explanation of what their dental plan covers.
How Guardian dental insurance goes further
Meet a diverse range of employee needs with these forward-thinking plan features available today.
The deductible for our members and their dependents lowers each year until it reaches $0 after year 3.
A unique plan option that provides 100% in-network coverage on preventive, basic and major care for children ages 12 and under.
Embedded within all Guardian Group Dental PPO plans with July 1, 2024 effective dates — provides personalized, confidential, virtual support to employees and dependents ages 15 and older to help reduce tobacco use, vaping, or quit for good.
100% coverage for preventive services with no annual maximum, and either a $150 or $250 annual allowance for all other dental services that can be used with more flexibility than traditional plans.
Members access care through a local network of dentists offering deep discounts in select markets.
Allows members to roll over a portion of unused annual dental maximum for future use.
The at-home invisible orthodontic aligner is available at a discount for all Guardian dental members and covered as an in-network benefit for plans that include orthodontic treatment benefits. In addition, Guardian dental members also receive a discount on BrightByte Pro LED teeth whitening kits.
Allows members to get dental exams, cleanings, X-rays, and fluoride treatments without deductions from their annual maximum.
Employers can bring mobile dental services directly to members in their office setting.
All plans are available fully-insured, or Administrative Services Only (ASO). For those new to ASO, we offer a unique level-funded option that gives you cost savings with the security of a fully-insured plan. We also offer Managed Care/DHMO and Dual Choice plans in certain locations.
Find out how to better support employee and family oral health, which can impact overall well-being.
And get resources too.
Go now
Deliver in-demand dental benefits with Guardian – we make it easy!
1 An Ounce of Prevention: The link between preventive dental care and better oral health and wellness, Guardian 12th Annual Workplace Benefits Study, 2024.
2 An Ounce of Prevention: The link between preventive dental care and better oral health and wellness, Guardian 12th Annual Workplace Benefits Study, 2024. (primary sources: Why Oral Hygiene Is Crucial to Your Overall Health, New York Times, 2023; Oral health: A window to your overall health, Mayo Clinic, 2021)
3 An Ounce of Prevention: The link between preventive dental care and better oral health and wellness, Guardian 12th Annual Workplace Benefits Study, 2024.
4 Dental fundamentals In-demand dental benefits that support well-being, Guardian, 2022.
Guardian advertisements citing "34 million school hours are missed each year because of major or unplanned dental care" from CDC.gov referencing Naavaal S, Kelekar U. School hours lost due to acute/unplanned dental care. Health Behav Policy Rev. 2018;5(2);66–73.
DentalGuard Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Generic Policy Form # GP-1-DG2000, et al; GP-1-DEN-16; DG7-P. The state approved form is the governing document.
Early Smiles in network option is available in all states excluding GA, MS, SD, TX & WY where an in and out of network options available.
Tobacco Cessation benefits discussed herein are provided by Pelago (Pelago Benefits). Pelago is not a medical care provider. The Guardian Life Insurance Company of America (Guardian) does not control or provide any part of the Pelago Benefits and does not bear any liability for their provision. This informational resource is not a contract and is for illustrative purposes only. Only the policy contains applicable terms. Pelago Benefits may not be available in all states. Guardian and Pelago reserve the right to discontinue the Pelago Benefits at any time without notice. Guardian® is a registered trademark of The Guardian Life Insurance Company of America, New York, NY and is used with permission.
DHMO plans are available in select locations. Managed DentalGuard is underwritten and issued by (IL) - First Commonwealth Insurance Company, (MO) – First Commonwealth of Missouri, (IN) - First Commonwealth Limited Health Services Corporation, (MI) - First Commonwealth Inc., (TX) - Managed DentalGuard, Inc. (DHMO), (NJ) - Managed DentalGuard, Inc., (FL, NY) - The Guardian Life Insurance Company of America. All First Commonwealth and Managed DentalGuard, Inc. entities referenced are wholly owned subsidiaries of The Guardian Life Insurance Company of America, New York, NY.
This advertising content is not currently intended for anyone in the states of Arizona and New Mexico.
The Guardian Life Insurance Company of America does not own or operate byte®. These products are provided through a third-party arrangement between Guardian and byte® . Guardian assumes no responsibility for non-Guardian products or services offered by byte.
Jet Dental is not an affiliate or subsidiary of Guardian. Guardian is neither responsible nor liable for services, advice or recommendations made by Jet Dental.