Early Smiles®
A unique plan option that provides 100% in-network coverage on preventive, basic, and major care for children ages 12 and under. So they can start building healthy habits at an early age.
Guardian + Pelago tobacco cessation
Embedded within all Group Dental PPO plans, providing personalized, confidential, virtual support to employees and dependents ages 15+ to help reduce tobacco use, like smoking or vaping, or quit for good.
Preventive Perks®
100% coverage for preventive services with no annual maximum, and either a $150 or $250 annual allowance for all other dental services that can be used with more flexibility than traditional plans.
Preventive Advantage and Preventive Advantage Lite
Allows members to get dental exams, cleanings, X-rays, and fluoride treatments without deductions from their annual maximum.
1 Network 360, 2024
2 Guardian internal reporting, June 2024
DentalGuard Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Policy Form # DG7-P
Early Smiles in network option is available in all states excluding GA, MS, SD, TX & WY where an in and out of network options available.
Tobacco Cessation benefits discussed herein are provided by Pelago (Pelago Benefits). Pelago is not a medical care provider. The Guardian Life Insurance Company of America (Guardian) does not control or provide any part of the Pelago Benefits and does not bear any liability for their provision. This informational resource is not a contract and is for illustrative purposes only. Only the policy contains applicable terms. Pelago Benefits may not be available in all states. Guardian and Pelago reserve the right to discontinue the Pelago Benefits at any time without notice. Guardian® is a registered trademark of The Guardian Life Insurance Company of America, New York, NY and is used with permission.
DHMO plans are available in select locations. Managed DentalGuard is underwritten and issued by (IL) - First Commonwealth Insurance Company, (MO) – First Commonwealth of Missouri, (IN) - First Commonwealth Limited Health Services Corporation, (MI) - First Commonwealth Inc., (TX) - Managed DentalGuard, Inc. (DHMO), (NJ) - Managed DentalGuard, Inc., (FL, NY) - The Guardian Life Insurance Company of America. All First Commonwealth and Managed DentalGuard, Inc. entities referenced are wholly owned subsidiaries of The Guardian Life Insurance Company of America, New York, NY.
This advertising content is not currently intended for anyone in the states of Arizona and New Mexico.
Jet Dental is not an affiliate or subsidiary of Guardian. Guardian is neither responsible nor liable for services, advice or recommendations made by Jet Dental.
Summary of Plan Limitations and Exclusions This plan provides pre-paid dental benefits through a network of participating general dentists and specialty care dentists. All covered services must be provided by the member's Primary Care Dentist. Specialty care services are covered only when referred by the member's Primary Care Dentist. Only those services listed in the plan are covered. Unless your plan specifically covers orthodontic treatment in progress, your plan does not provide orthodontic benefits if comprehensive orthodontic treatment or retention is in progress as of the member's effective date under the plan. The services, exclusions and limitations listed above do not constitute a contract and are a summary only. The plan documents are the final arbiter of coverage. Please refer to certificate of coverage for full plan description. Pre-paid dental coverage provided by [First Commonwealth, a wholly owned subsidiary of Guardian].