Whether retirement is decades away or just over the horizon, it's a good idea to always know where you stand. Use this calculator to see whether you're on target, pretty close, or have veered off course.
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U.S. Bureau of Labor Statistics (BLS), 2025
Federal income tax rates are based on the IRS tax brackets in effect as of 2026. State income tax rules and rates vary by state and may change. Consult a tax professional regarding your specific situation.
The information provided is not intended to be tax, legal, or investment advice and is provided for general educational purposes only. Neither Guardian, nor its subsidiaries, agents, or employees provide tax or legal advice. You should consult with your tax and legal advisor regarding your individual situation.
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Everyone’s retirement goals are unique. Your results are based on information you provided and/or assumptions, but you can adjust the answers to these questions to better fit your financial situation.
Financial Advisor" / "Advisor" is used generally to describe insurance/annuity and investment sales and advisory professionals who may hold varied licensing as insurance agents, registered representatives of broker-dealers, and investment advisory representatives (IAR) of registered investment advisors, respectively. Only those representatives who use Advisor in their title or otherwise disclose their status and meet the necessary licensing or registration requirements provide investment advisory services.
Your results
Based on your answers, you're at 24% of your total retirement income goal of $1.67M.
We can help you. Talk to a financial advisor to help create a retirement plan.