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Tell us about yourself

My age is

I want to retire at

Enter an age of 60 or greater

I have this amount in qualified savings

Your qualified savings include IRAs, 401(k)s and other retirement accounts funded with pre-tax dollars

Each year I contribute this amount to my qualified savings

A good annual savings target is 10% of your salary, gradually increasing this percentage over time

Desired annual retirement income

Generally this is around 70% of your current annual income

I want to receive retirement income up to age

The longer you can plan for, the better

Inflation rate

Enter a rate between 0% and 20%

My total tax bracket is

Add together your state tax bracket and your federal tax bracket. The Federal tax brackets are 10%, 12%, 22%, 24%, 32%, 35%, or 37%

Pre-retirement return rate

The rate of return you expect prior to retirement, between 1% and 12%

Retirement return rate

The rate of return you expect during retirement, between 1% and 12%

I have this amount in non-qualified savings

Your non-qualified savings include bonds, and other savings accounts, funded with post-tax dollars

Each year I contribute this amount to my non-qualified savings

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Disclaimer

2024-179423•Exp 9/26

The information provided is not intended to be tax, legal or investment advice and is provided for general educational purposes only. Neither Guardian, nor its subsidiaries, agents or employees provide tax or legal advice. You should consult with your tax and legal advisor regarding your individual situation.

Charts are for illustrative purposes and are not intended to suggest a particular course of action or represent the performance of any particular financial product or security. Past performance is not a guarantee of future results.

Everyone’s retirement goals are unique. Your results are based on information you provided and/or assumptions, but you can adjust the answers to these questions to better fit your financial situation.

Tell us about yourself

My age is

I want to retire at

Enter an age of 60 or greater

I have this amount in qualified savings

Your qualified savings include IRAs, 401(k)s and other retirement accounts funded with pre-tax dollars

Each year I contribute this amount to my qualified savings

A good annual savings target is 10% of your salary, gradually increasing this percentage over time

Desired annual retirement income

Generally this is around 70% of your current annual income

I want to receive retirement income up to age

The longer you can plan for, the better

Inflation rate

Enter a rate between 0% and 20%

My total tax bracket is

Add together your state tax bracket and your federal tax bracket. The Federal tax brackets are 10%, 12%, 22%, 24%, 32%, 35%, or 37%

Pre-retirement return rate

The rate of return you expect prior to retirement, between 1% and 12%

Retirement return rate

The rate of return you expect during retirement, between 1% and 12%

I have this amount in non-qualified savings

Your non-qualified savings include bonds, and other savings accounts, funded with post-tax dollars

Each year I contribute this amount to my non-qualified savings

Your results

Needs attention

Based on your answers, you're at 24% of your total retirement income goal of $1.67M.

We can help you. Talk to a financial professional to help create a retirement plan.

Share your results

Disclaimer

2024-179423•Exp 9/26

Retirement calculator

My income and savings

Personalize further

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My income and savings

Personalize further

Needs attention

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Needs attention