Think that diversifying benefit carriers is the best possible solution?
That’s common. But what that could be doing instead is creating confusion for your employees, leading to lower enrollment and usage. You could also experience:
Seamless benefits experiences for you and your employees
Nothing should keep employees from accessing benefits when they’re needed. Learn how Guardian's people and systems serve group benefits customers.
Multiple bills to reconcile and pay.
Benefits administration systems that don’t talk to each other.
Poor communication around claims status.
One eligibility file.
We help to streamline setup and ongoing management by providing one eligibility file for all your Guardian benefit products.
One client service team.
No matter your benefits program or the size of your employer group, we have a dedicated team solution that ensures consistency and communication.
One bill for all products.
This helps you reduce the amount of time needed on billing reconciliation.*
One client-central service portal via Guardian Anytime.
You and your employees can view, track, and submit important benefits information, and securely download forms online from anywhere.
Short-term disability and supplemental health claims integration
When a short-term disability claim comes in, we proactively check for eligibility across other Guardian supplemental health benefits the employee carries.
Robust benefits technology that helps save time and eliminate errors
We work with more than 300 benefit platforms and payroll providers to help you simplify benefits management. From Electronic Data Interchange (EDI) to real-time API connections, we strategically help ensure systems work together at every crucial step.
*Applies to all Guardian coverage except state mandated plans, FMLA, self-administered plans or groups that have multiple group numbers.
Guardian's group insurance products are underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states.