If money makes you stressed, you’re not alone: 78% of workers are living paycheck to paycheck.1 That’s why safeguarding your income in the event you are unable to work is a great way to help you rest a little easier. From a retirement strategy to a college savings program, planning ahead can help with all stages of your life.
Having a pre-existing health condition, such as heart disease, high blood pressure, diabetes, cancer, and kidney or liver disease doesn’t necessarily mean you will be denied life insurance, but it can create additional obstacles to overcome.
You can simplify the process, limit delays, and obtain the best rate possible if you understand which financial representative to work with, what insurance provider best fits your needs, and policy types. An investment in your time upfront can save you time and money down the line.
No one wants to worry about paying for the medical treatments that health insurance doesn’t cover, especially when they’re coping with an illness or injury. A solid backup plan to help protect your income can be essential. Here’s how to plan so you’re covered in the event of a health issue or accident.