Enhancing coverage

With Guardian's Accident Insurance, Cancer Insurance, Critical Illness Insurance, and Hospital Indemnity Insurance plans, you have a robust suite of supplemental health coverage to help you with costs that medical insurance may not cover.

Coverage is guaranteed, no medical questions asked

Guardian's Group Hospital Indemnity Insurance is always "guaranteed issue" – there are no medical questions or exams required, making it easy and hassle free for your you to sign up for coverage. You can also take the coverage with you if you happen to leave your employer.

Guardian is here for you

From helping you understand the need for hospital indemnity coverage to answering any of your questions about your overall Guardian insurance plans, you can count on us to be there when you need us most.


Guardian Hospital Indemnity Insurance is underwritten by The Guardian Life Insurance Company of America, New York, NY and will not be effective until approved by a Guardian underwriter. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Plan documents are the final arbiter of coverage. This policy provides limited hospital insurance only. It does not provide basic medical or major medical insurance as defined by the New York State Department of Financial Services. Policy Form# GP-1-HI-15

[This advertising content is not currently intended for anyone in the state of New Mexico.]

GUARDIAN® is a registered service mark of The Guardian Life Insurance Company of America® New York, N.Y. ©Copyright 2020.

2020-106261 EXT 20230228