How does a disability insurance policy work?
1 https://disabilitycanhappen.org/disability-statistic/
2 Integrated Benefits Institute, 2018 Health and Productivity Benchmarking, Long-Term Disability.
* This benefit is not necessarily protection against increases in the cost of living.
** Optional riders are available for an additional premium.
*** Conditions and limitations apply. Medical information is not required when applying to exercise an increase option. Taken into consideration are financial information as well as all disability insurance in force, for which you’ve applied or are eligible to receive.
Individual disability income products underwritten and issued by Berkshire Life Insurance Company of America (BLICOA), Pittsfield, MA or provided by Guardian. BLICOA is a wholly owned stock subsidiary of and administrator for the Guardian Life Insurance Company of America (Guardian), New York, NY. Product provisions and availability may vary by state.
1 https://disabilitycanhappen.org/disability-statistic/
2 Integrated Benefits Institute, 2018 Health and Productivity Benchmarking, Long-Term Disability.
* This benefit is not necessarily protection against increases in the cost of living.
** Optional riders are available for an additional premium.
*** Conditions and limitations apply. Medical information is not required when applying to exercise an increase option. Taken into consideration are financial information as well as all disability insurance in force, for which you’ve applied or are eligible to receive.
Individual disability income products underwritten and issued by Berkshire Life Insurance Company of America (BLICOA), Pittsfield, MA or provided by Guardian. BLICOA is a wholly owned stock subsidiary of and administrator for the Guardian Life Insurance Company of America (Guardian), New York, NY. Product provisions and availability may vary by state.