Focused on well-being, so employees can thrive
Guardian group benefits are designed to impact employee lives for the better. With every benefit you offer, well-being is top of mind and, in many cases, built right in, so you can offer unique value that responds to real-life needs and concerns.
Caregiving support services
Guardian is the first to embed caregiving support services into group disability plans, offering confidential assistance to employees and their loved ones.
Cancer support services
This program is embedded in our long-term disability offering, so employees with a cancer diagnosis can access personalized, empathetic support while focusing on their holistic well-being.
Access to the Peloton App
To help with recovery, employees with an approved long-term disability claim have 6-month access to instructor-led courses like stretching, meditation, outdoor walking, and yoga.
Tobacco cessation
The Guardian + Pelago tobacco cessation program is embedded in new Group Dental PPO plans to empower tobacco-free living in enrollees ages 15 and older.
Diminishing Deductible®
Designed with financial well-being in mind, this dental plan option lowers the deductible each year for employees and dependents until it reaches $0 after year 3.
Early Smiles®
Help kids establish good oral health habits from the start with 100% in-network coverage on preventive, basic, and major care for children ages 12 and under.
A dedicated mental wellness solution
Guardian + Spring Health offers tools, resources, and professional services that break down traditional barriers to mental health care, and are clinically proven to drive improved outcomes.
Personal, financial, and legal guidance for life's challenges
Employee Assistance Programs offer tools and resources that help employees balance their responsibilities with family, caregiving, health and wellness, emotional well-being, and daily living.
Wellness and health screening benefits
Wellness and health screening benefits added to supplemental health insurance plans provide employees a yearly benefit that motivates them to make prevention part of their routine.3
Broader coverage for preventive procedures
Critical illness insurance that offers first-of-its-kind coverage for preventive measures taken in response to a BRCA1 or BRCA2 genetic mutation.
Caring for the whole family
Our critical illness insurance benefit can support many family needs and situations, from fertility treatments and pregnancy/childbirth4, to childhood conditions such as autism, and earlier stages of progressive diseases such as Alzheimer’s and Parkinson’s disease.
Let's support employee well-being together
1 Wellthy Net Promoter Score (NPS) Response Data via AskNicely, Jan 1, 2022 through June 30, 2022
2 Impact of Cancer on Employment – Journal of Clinical Oncology, 2020
3 One wellness benefit per calendar year per covered person if a covered person has a wellness test or procedure performed while coverage is in force. See your plan details for benefit amounts.
4 Guardian’s Group Critical Illness Insurance is currently available in the following states: AK, AL, AR, AZ, CT, DC, DE, GA, HI, IA, IL, IN, KS, KY, LA, MA, ME, MD, MI*, MN, MO, MS, MT, NC, ND, NE, NH, NV, OH, OK, OR, RI, SC, SD, TN, TX, UT, VA, VT, WI, WV, WY states.
*MI - 51+ eligible lives
Infertility benefits available only for groups with 100+ eligible lives.
Guardian’s Group Short Term Disability and Long Term Disability Insurance are underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. This policy provides disability income insurance only. It does NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Department.
Osara Health (“Osara”) is a vendor to The Guardian Life Insurance Company of America (“Guardian”). Osara and Guardian are not affiliated entities. Osara provides a personalized support program through certified health coaches to address cancer management issues for the benefit of a member (“Services”). Services are designed for members 18 years+ of age, diagnosed with cancer, regardless of cancer type, stage, or prognosis. Services are not meant to provide medical advice/care. Medical advice/care should be sought from your independent healthcare provider(s). Guardian does not control or provide any part of the Services and does not bear any liability for their provision. This informational resource is not a contract and is for illustrative purposes only. Only the policy contains applicable terms. Guardian and Osara reserve the right to discontinue Services at any time without notice. Services may not be available in all states.
Wellthy, Inc. (“Wellthy”) is a vendor to The Guardian Life Insurance Company of America (“Guardian”). Wellthy and Guardian are not affiliated entities. Wellthy provides a care coordinator to integrate separately retained caregiver resources (e.g., senior care, childcare, etc.) for the benefit of a member or their permitted dependents. (“Services”). Guardian does not control or provide any part of the Services and does not bear any liability for their provision. This informational resource is not a contract and is for illustrative purposes only. Only the policy contains applicable terms. Guardian and Wellthy reserve the right to discontinue Services at any time without notice. Services may not be available in all states. ©2024 The Guardian Life Insurance Company of America.
Peloton is an unaffiliated service provider for The Guardian Life Insurance Company of America and is wholly responsible for the administration of these services. © Peloton 2012-2024, Peloton Interactive, Inc. All rights reserved.
DentalGuard Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Generic Policy Form # GP-1-DG2000, et al; GP-1-DEN-16; DG7-P. The state approved form is the governing document.
Tobacco Cessation benefits discussed herein are provided by Pelago (Pelago Benefits). Pelago is not a medical care provider. The Guardian Life Insurance Company of America (Guardian) does not control or provide any part of the Pelago Benefits and does not bear any liability for their provision. This informational resource is not a contract and is for illustrative purposes only. Only the policy contains applicable terms. Pelago Benefits may not be available in all states. Guardian and Pelago reserve the right to discontinue the Pelago Benefits at any time without notice.
The Early Smiles in network option is available in all states excluding GA, MS, SD, TX & WY where an in and out of network option is available. Product not available in Idaho.
The Employee Assistance Program is provided through independent third-party vendors. Guardian is not responsible or liable for care or advice given by any provider or any service offering within the Employee Assistance Program. This information is for informational purposes only. It is not a contract. Only the plan service agreement can provide the actual terms, services, limitations, and exclusions.
Mental wellness benefits discussed herein are provided by Spring Care, Inc., d/b/a Spring Health (“Spring Health”), 60 Madison Avenue, Floor 2, New York, NY 10010. Spring Health is not an insurance benefit. Insured products are offered by The Guardian Life Insurance Company, New York, N.Y. (“Guardian”) which has a financial interest in Spring Health.
Wellness and health screening benefits may not be offered in all supplemental health plans and are based on state availability.
This advertising content is not currently intended for anyone in the state of New Mexico.
Guardian’s Group Critical Illness Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states.
In New York, Critical Illness is referred to as Specified Disease.
Guardian® is a registered trademark of The Guardian Life Insurance Company of America, New York, NY and is used with permission. ©2024 The Guardian Life Insurance Company of America. All rights reserved."