1 The Balance, 2022
https://www.thebalance.com/medical-bankruptcy-statistics-4154729#:~:text=Medical%20bills%20are%20reported%20to,affected%20by%20
their%20medical%20expenses
2 Statista, 2019
https://www.statista.com/statistics/459744/total-outpatient-visit-numbers-in-the-us/
3 2020, American Hospital Association (AHA) Annual Survey
https://www.aha.org/statistics/fast-facts-us-hospitals
4 Top reasons for hospital stays, HCUP
https://www.hcup-us.ahrq.gov/reports/statbriefs/sb277-Top-Reasons-Hospital-Stays-2018.pdf
5 Society of Critical Care Medicine. Accessed June 3, 2019
http://www.sccm.org/Communications/Pages/CriticalCareStats.aspx
6 Guardian’s 4th Annual Workplace Benefits Study, 2016
https://www.guardianlife.com/benefits-administration/study/benefits-in-the-workplace
7 https://www.fiercehealthcare.com/payer/nationwide-out-pocket-spending-grew-10-to-1-650-per-person-2021-expect-to-continue-through
8 Medical Bankruptcy: Still Common Despite the Affordable Care Act, American Journal of Public Health (AJPH), March 2019.
https://www.pnhp.org/docs/AJPHBankruptcy2019.pdf
9 2020 Benefits Optimization Report, Guardian Life Insurance Company of America, 2020
https://www.guardianlife.com/business/voluntary-benefits
10 Ibid
11 Ibid
12 Hypothetical example for illustrative purposes only
Guardian’s Group Hospital Indemnity Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY.
Products are not available in all states. GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America.
1 The Balance, 2022
https://www.thebalance.com/medical-bankruptcy-statistics-4154729#:~:text=Medical%20bills%20are%20reported%20to,affected%20by%20
their%20medical%20expenses
2 Statista, 2019
https://www.statista.com/statistics/459744/total-outpatient-visit-numbers-in-the-us/
3 2020, American Hospital Association (AHA) Annual Survey
https://www.aha.org/statistics/fast-facts-us-hospitals
4 Top reasons for hospital stays, HCUP
https://www.hcup-us.ahrq.gov/reports/statbriefs/sb277-Top-Reasons-Hospital-Stays-2018.pdf
5 Society of Critical Care Medicine. Accessed June 3, 2019
http://www.sccm.org/Communications/Pages/CriticalCareStats.aspx
6 Guardian’s 4th Annual Workplace Benefits Study, 2016
https://www.guardianlife.com/benefits-administration/study/benefits-in-the-workplace
7 https://www.fiercehealthcare.com/payer/nationwide-out-pocket-spending-grew-10-to-1-650-per-person-2021-expect-to-continue-through
8 Medical Bankruptcy: Still Common Despite the Affordable Care Act, American Journal of Public Health (AJPH), March 2019.
https://www.pnhp.org/docs/AJPHBankruptcy2019.pdf
9 2020 Benefits Optimization Report, Guardian Life Insurance Company of America, 2020
https://www.guardianlife.com/business/voluntary-benefits
10 Ibid
11 Ibid
12 Hypothetical example for illustrative purposes only
Guardian’s Group Hospital Indemnity Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY.
Products are not available in all states. GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America.