ASO dental plans offer the forward-thinking, budget-friendly features to help improve overall health and wellness of employees and control costs for the organization, with fewer regulations than fully-insured plans.

Plus, this plan is available to workforces of 25 employees or more, so small businesses too can take advantage of someone else (us) handling the administration and clerical to-dos.

For organizations that may be new or hesitant to try ASO, Guardian also offers an innovative ASO Level-Funded Plan, providing the cost savings of ASO with the solid predictability of a fixed monthly cost funded at your maximum liability. If claims frequency is lower than expected, we will refund the surplus dollar for dollar.

No matter which ASO plan you choose, you get the power of our dental network

Guardian has one of the largest dental networks1 — and our network continues to grow each year. That means chances are good your employees can find a network dentist near them, along with access to network discounts that help them save even more money.

With ASO dental, you also get the power of ‘simple’

Our claims processing software helps save your company money reviewing and controlling the payment of claims. And with our direct billing option, Guardian pays the claims and you are billed at the end of the month, helping you with cash flow.

Contact your broker or Guardian sales representative to begin designing your ASO plan.

Supporting good oral health helps employees think, feel, and perform their best.
Learn how


1 Guardian Dental Provider Data Report, 2023

DentalGuard Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Guardian is a registered trademark of The Guardian Life Insurance Company of America. ©Copyright 2023 The Guardian Life Insurance Company of America.

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