Support for better oral health, on any budget
How emerging businesses can offer innovative dental benefits that employees will use and appreciate
Small and emerging businesses recognize the role good oral health plays in the overall health and wellbeing of their people. But they might be challenged by the cost of dental coverage for employees, especially while protecting their bottom line as they grow.
That’s why Guardian offers new, affordable plan options developed for smaller groups, including companies offering dental for the first time.
100% coverage for preventive dental care like checkups, cleanings and X-rays, with no annual maximum. Plus an annual allowance of either $150 or $250 to help cover basic and major services with minimal restrictions.
Preventive Perks plan benefits
|Benefit||In network & out of network|
|What a member pays for preventive services||$0|
|Annual maximum for preventive services||No maximum applies|
|What a member pays for non-preventive services||$0 until annual allowance is expended|
|Annual allowance for all non-preventive services||$150 or $250 plan options|
Adults who lack dental insurance are nearly two times as likely to report their oral health as fair or poor, rather than excellent or very good.*
Empowering good oral health and well-being for more employees
Rich Lombard, regional manager at Guardian, explains why Preventive Perks is a win-win – for employees who want access to affordable dental care, and employers who are focused on employee well-being but historically might not have been able to offer dental benefits.
Local Elite™ PPO network
Guardian’s new Local Elite PPO Network helps make the provision of dental benefits more affordable for cost-conscious employers. Local Elite helps keep monthly plan premiums low by providing access to oral care benefits through local, deeply discounted network of dental care providers in defined markets.
More than 70 percent of working adults with a dental plan visit the dentist at least once a year. That drops to 40% when there is no insurance.**
Why Guardian Dental
By supporting better oral health, our dental plans are designed to help more employees come to work feeling, thinking, smiling, and performing their best.
Experience that empowers
Backed by more than 50 years of experience and commitment to innovation, Guardian’s full-spectrum dental plans are designed by member feedback, so they’re better understood, used, and appreciated by our members.
Driven by the power of simple
Guardian is breaking the mold of traditional insurance plans by putting important plan information into the simplest of terms—with the goal of helping employees trust, choose, and use their benefits.
On top of modern, accessible coverage for oral health care every employer who chooses Guardian for dental benefits gets access to helpful, virtual care options and other thoughtful coverage, like an extra cleaning for employees with qualifying health conditions.
Guardian is excited to bring new dental product features across the nation as each state approves them. For more information, please reach out to your Guardian sales representative or talk to your broker.