Support for better oral health, on any budget

How emerging businesses can offer innovative dental benefits that employees will use and appreciate

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Small and emerging businesses recognize the role good oral health plays in the overall health and wellbeing of their people. But they might be challenged by the cost of dental coverage for employees, especially while protecting their bottom line as they grow.  

That’s why Guardian offers new, affordable plan options developed for smaller groups, including companies offering dental for the first time. 

Preventive Perks™

100% coverage for preventive dental care like checkups, cleanings and X-rays, with no annual maximum. Plus an annual allowance of either $150 or $250 to help cover basic and major services with minimal restrictions. 

Preventive Perks plan benefits

Benefit In network & out of network
Annual deductible $0
What a member pays for preventive services $0
Annual maximum for preventive services No maximum applies
What a member pays for non-preventive services $0 until annual allowance is expended
Annual allowance for all non-preventive services $150 or $250 plan options

Adults who lack dental insurance are nearly two times as likely to report their oral health as fair or poor, rather than excellent or very good.*

Local Elite™ PPO network 

Guardian’s new Local Elite PPO Network helps make the provision of dental benefits more affordable for cost-conscious employers. Local Elite helps keep monthly plan premiums low by providing access to oral care benefits through  local, deeply discounted network of dental care providers in defined markets. 

More than 70 percent of working adults with a dental plan visit the dentist at least once a year. That drops to 40% when there is no insurance.**

Why Guardian Dental 

By supporting better oral health, our dental plans are designed to help more employees come to work feeling, thinking, smiling, and performing their best.  

Experience that empowers 

Backed by more than 50 years of experience and commitment to innovation, Guardian’s full-spectrum dental plans are designed by member feedback, so they’re better understood, used, and appreciated by our members.

Driven by the power of simple 

Guardian is breaking the mold of traditional insurance plans by putting important plan information into the simplest of terms—with the goal of helping employees trust, choose, and use their benefits.  

Supporting well-being 

On top of modern, accessible coverage for oral health care every employer who chooses Guardian for dental benefits gets access to helpful, virtual care options and other thoughtful coverage, like an extra cleaning for employees with qualifying health conditions.  

Guardian is excited to bring new dental product features across the nation as each state approves them. For more information, please reach out to your Guardian sales representative or talk to your broker.

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Disclaimer

* 2016 NADP consumer survey

** Guardian Research; “Stay in Good Company” Guardian Dental Health eBook; 2017

This advertising content is not currently intended for anyone in the state of Oregon.

DentalGuard Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Policy Form # DG7-P

Guardian® is a registered trademark of The Guardian Life Insurance Company of America. ©2022 The Guardian Life Insurance Company of America

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