Unless otherwise noted, the source of all information in this report is from the Guardian Workplace Benefits Study 10th Annual (2021).

Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America.® ©Copyright 2021, The Guardian Life Insurance Company of America. The Guardian Life Insurance Company of America, New York, NY.

Unless otherwise noted, the source of all information in this report is from the Guardian Workplace Benefits Study 10th Annual (2021).

Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America.® ©Copyright 2021, The Guardian Life Insurance Company of America. The Guardian Life Insurance Company of America, New York, NY.