1 If the covered person dies before completing 5 consecutive day(s) of hospital confinement, we will pay this benefit so long as all other terms of this benefit are satisfied.

2 The new Infectious Diseases benefit is currently available in 41 states.

GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America ® © Copyright 2021 The Guardian Life Insurance Company of America, New York, N.Y.

Guardian’s Critical Illness Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Plan documents are the final arbiter of coverage. We do not pay this benefit for any disease or illness that is not specifically listed in the definition of infectious or contagious diseases. Guardian covers only the first occurrence of an infectious disease, and pays one benefit per person, per lifetime.

The policy has exclusions and limitations that may impact the eligibility for or entitlement to benefits under each covered condition. See the certificate of coverage or contact your sales representative for full details.