More employers than ever before are offering supplemental health insurance products, but just offering these products is not enough.

Employers need to help more employees enroll in these benefits, by increasing and enhancing the education around supplemental health benefits. This way they can help offset the high financial stress associated with out-of-pocket medical expenses that many of their employees are facing.

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1, Average Annual Deductible per Enrolled Employee in Employer-Based Health Insurance for Single and Family Coverage, 2020

2 Healthcare Cost and Utilization Project, Costs of Emergency Department Visits in the United States, 2017

3, 6, 7 2021 Guardian Workplace Benefits Study

4, High Deductible Health Plan

5 AJPJ, Medical Bankruptcy: Still Common Despite the Affordable Care Act, 2019

Material discussed is meant for general informational purposes only and is not to be construed as tax, legal or medical advice. GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America® (Guardian), New York, NY. ©Copyright 2022 The Guardian Life Insurance Company of America.

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