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1 “Mind, Body, and Wallet 2023: Economic challenges and uncertainty take a toll on well-being,” Guardian 12th Annual Workplace Benefits Study, 2023, page 5

2 "The Great Collide: The Impact of Children’s Mental Health on the Workforce," 2022 Report, (n.d.). On Our Sleeves, page 15. The Great Collide: The Impact of Children’s Mental Health on the Workforce - On Our Sleeves

3 Guardian 12th Annual Workplace Benefit Study, 2023

4 “Mind, Body, and Wallet 2023: Economic challenges and uncertainty take a toll on well-being,” Guardian 12th Annual Workplace Benefits Study, 2023, page 6

5 Guardian 12th Annual Workplace Benefits Study, 2023

6 “Mind, Body, and Wallet 2023: Economic challenges and uncertainty take a toll on well-being,” Guardian 12th Annual Workplace Benefits Study, 2023, page 3

7 “Mind, Body, and Wallet 2023: Economic challenges and uncertainty take a toll on well-being,” Guardian12th Annual Workplace Benefit Study, 2023 page 6

8 “Mind, Body, and Wallet 2023: Economic challenges and uncertainty take a toll on well-being,” Guardian 12th Annual Workplace Benefits Study, 2023, page 6

9 "New Mental Health Cost Calculator Shows Why Investing in Mental Health is Good for Business," National Safety Council, 2021, New Mental Health Cost Calculator Shows Why Investing in Mental Health is Good for Business - National Safety Council (nsc.org)

Guardian 12th Annual Workplace Benefits Study

Methodology and sample characteristics

The Guardian 12th Annual Workplace Benefits Study was fielded in January and February 2023 and consisted of two online surveys: One among benefits decision-makers (employers) and another among working Americans (employees), allowing us to explore benefits issues from both perspectives. Survey data collection and tabulation were managed for Guardian by Zeldis Research, an independent market research firm located in Ewing, New Jersey.

Employer survey

Employer results are based on a national online survey of 2,000 employee benefits decision-makers. Respondents include business executives, business owners, human resources professionals, and financial management professionals. The survey covers all industries and is nationally representative of US businesses with at least five full-time employees. For the purposes of this report, small businesses were defined as having fewer than 100 employees. Data shown in this report have been weighted to reflect the actual proportion of US businesses by company size, based on data from the US Census Bureau. The margin of error at the 95% confidence level is +/- 2.2%.

Employee survey

Employee results are based on a survey conducted among 2,000 employees age 22 or older who work full time or part time for a company with at least five employees. The survey sample is nationally representative of US workers at companies of at least five employees. Data shown in this report have been collected in a way to reflect the actual proportion of US workers by gender, region, race, ethnicity, education level, household income, age, and employer size, based on data from the Bureau of Labor Statistics and the Census Bureau. The margin of error is +/- 2.1% at the 95% confidence level. Guardian’s Workforce Well-Being Index™ (WWBI) measures consumer attitudes in three core areas: Financial wellness, physical wellness, and emotional wellness, and ranks them on a 10-point scale. Unless otherwise noted, all information contained in this report is from the 12th Annual Guardian Workplace Benefits Study, 2023. All information specifically noted as 2021 data is from the 11th Annual Guardian Workplace Benefits Study, 2022, and all information specifically noted as 2020 data is from the 10th Annual Guardian Workplace Benefits Study, 2021.

Mental wellness benefits discussed herein are provided by Spring Care, Inc., d/b/a Spring Health (“Spring Health”), 60 Madison Avenue, Floor 2, New York, NY 10010. Spring Health is not an insurance benefit. Insured products are offered by The Guardian Life Insurance Company, New York, N.Y. (“Guardian”) which has a financial interest in Spring Health.

Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.