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1 “Mind, Body, and Wallet 2023: Economic challenges and uncertainty take a toll on well-being,” Guardian 12th Annual Workplace Benefits Study, 2023, page 6

2 Certified Community Behavioral Health Clinic Impact Report. National Council for Mental Wellbeing. May 2021. https://www.thenationalcouncil.org/wp-content/uploads/2021/05/052421_CCBHC_ImpactReport_2021.pdf?daf=375ateTbd56

3 The Great Collide: The Impact of Children’s Mental Health on the Workforce 2022 Report, (n.d.). On Our Sleeves, Page 15. The Great Collide: The Impact of Children’s Mental Health on the Workforce - On Our Sleeves

4 KFF/CNN Mental Health in America. October 2022. Survey developed and analyzed by CNN and the Kaiser Family Foundation and was conducted from July 28 to August 9, 2022, among a random national probability-based sample of 2,004 adults ages 18 and older, including https://s3.documentcloud.org/documents/23125161/kffcnn-mental-health-in-america.pdf

5 Based on Guardian internal short term disability analysis of mental/nervous claims between 2018 and 2022. This data only includes Guardian’s short-term disability claims, and does not include claims data from other coverage sources like Spring Health.

6 Certified Community Behavioral Health Clinic Impact Report. National Council for Mental Wellbeing. May 2021. https://www.thenationalcouncil.org/wp-content/uploads/2021/05/052421_CCBHC_ImpactReport_2021.pdf?daf=375ateTbd56

7 Validation Institute (2023, September 7). Validated program report: Savings review for the Study. https://validationinstitute.com/validated-provider/spring-health/. Actual results may vary. When comparing two matched groups a factor that was not taken into consideration or cannot be measured may explain part of the difference between the groups’ performance. The Validation Institute is an independent third party organization that is unaffiliated with Guardian, its affiliates or subsidiaries.

8 Spring Health provider network proprietary data, 2022

9 American Psychological Association, 2020, https://www.apa.org/workforce/data-tools/demographics

Mental wellness benefits discussed herein are provided by Spring Care, Inc., d/b/a Spring Health (“Spring Health”), 60 Madison Avenue, Floor 2, New York, NY 10010. Spring Health is not an insurance benefit. Insured products are offered by The Guardian Life Insurance Company, New York, N.Y. (“Guardian”) which has a financial interest in Spring Health.

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