Submitting Claims Online

Online claims tutorials for members

Now more than ever, it’s important to ensure your claims are processed and paid as quickly as possible. With Guardian, it’s quick and easy to perform claims tasks online, such as submitting a Short-term Disability claim, or signing up for direct deposit benefits.

Watch these videos to get started:

How to register for Guardian Anytime


Guardian makes it easy and convenient to access your benefits online – anytime, anywhere.  Here’s how to register at

How to submit an online Short Term Disability claim


How to file a Short-Term Disability (STD) insurance claim online with Guardian, to ensure you can continue to receive partial income in the event you are too sick or injured to work.

How to submit a direct deposit form for STD benefits


How to submit a direct deposit form online with Guardian for fast Short-Term Disability benefit payments.


Individual’s eligibility for benefits is determined on a case-by- case basis, taking into consideration the factual circumstances presented as well as the terms and conditions of his/her policy(ies). Product provisions and availability may vary by state.

Insurance products are underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs.

Guardian® is a registered service mark of The Guardian Life Insurance Company of America

2020-99038 NC