Why Guardian?

We’ve built a robust network that delivers choice and savings

As one of the largest in the area, Guardian’s group of dental providers is designed so that Charlotte employers can be proud to share it with their employees. With hundreds of local network dentists,1 members can save more than 30% on care with no additional out-of-pockets costs.2

Voluntary benefits, simply explained

When you give simple answers to common employee questions about voluntary benefits, employees are more likely to enroll. Our video series “Simply Put” has the answers you need to make an impact. Watch the full series here.

Flexible Plans

Choose from an array of options that promote good oral care, including fluoride treatments, additional cleanings, and oral cancer screenings. Guardian offers the ability to roll over unused plan maximum dollars for future use.

Innovative Options

We are constantly coming up with innovative new product options that can offer value and added savings as employee needs and preferences change — including cost-effective at-home orthodontic and teeth whitening options like byte®.

Administrative Services Only (ASO) Plan

Our ASO plan, available for companies with 25+ employees, gives you access to the same plans and network as fully-insured plans. We also offer an innovative ASO Level-Funded plan that offers fixed monthly costs funded at your maximum liability. If claims run lower than expected, we will refund the surplus dollar for dollar.

Benefits administration technology

New technologies are making life easier and more convenient for everyone. With so many things being simplified by new tech, it only makes sense that the complex world of benefits administration would get a tech-lift too.

Fortunately, Guardian is leading the charge to modernize the enrollment process and transform the experience. Learn more.

The College Tuition Benefit

Guardian dental plans can include our College Tuition Benefi­t — a rewards-based program that can help employees save for college. Members earn rewards each year, and for each type of Guardian coverage, which can be used at hundreds of colleges and universities.

Plus, Guardian offers a full product portfolio making it easier to offer and administer a comprehensive benefit plan.

Learn more about Guardian by reaching out to your Charlotte Group Sales Consultant, contacting your broker, or completing the form.



Network 360, 2021


Fair Health, 2021

DentalGuard Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Plan documents are the final arbiter of coverage. Policy Form # GP-1-DG2000, et al., GP-1-DEN-16, DHMO, or prepaid products, are licensed by the applicable jurisdiction. Please see the applicable policy forms for details. In the event of conflict between this brochure and the policy forms, the policy forms shall control.

The Guardian Life Insurance Company does not own or operate byte®. Products and services are provided through a third-party arrangement between Guardian and byte®. Guardian assumes no responsibility for non-Guardian products or services offered by byte.

The Tuition Rewards program is provided by SAGE CTB, LLC. Guardian does not provide any services related to this program. SAGE CTB, LLC is not a subsidiary or an affiliate of Guardian. Guardian reserves the right to discontinue the College Tuition Benefit program at any time without notice. The College Tuition Benefit is not an insurance benefit and may not be available in all states. GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America. 

Photo by Wes Hicks on Unsplash

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