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5 tips to help support your teen’s overall well-being

Last updated February 16, 2026

Guardian Life Insurance of America
Written by

Reviewed by

Mother and daughter outside

As just about every parent of a teenager can tell you, these years aren’t for the faint of heart. Adolescence is a time when parents worry — about their education, health, safety, and future. But spare a thought for the teens themselves. These years aren’t exactly easy for them, either. They’re dealing with hormones, body changes, grades, social activities (and social media), and the impending pressure of leaving the nest. These changes can have an impact on their physical and mental health, both of which contribute to their overall well-being.1

Among adolescents aged 12 to 17 years in 2024, nearly 1 in 5 had moderate to severe symptoms of generalized anxiety disorder and 15% had a major depressive episode.2 And nearly 1 in 3 (31%) had a mental, emotional, developmental, or behavioral problem.3 Unfortunately, teens’ physical wellness isn’t thriving either. Only a quarter of US high school students were physically active for at least 60 minutes on a daily basis — during a time of life when extracurricular sports and activities are prevalent — and only 23% sleep for eight hours or more on a typical school night.4,5

Forty percent of teens who experienced a major depression episode in the past year did not receive any treatment, leaving them to struggle alone.

1. Consult a health professional

No matter if it’s a physical need or a mental one, it’s always a good idea to consult a health professional. Forty percent of teens who experienced a major depression episode in the past year did not receive any treatment, leaving them to struggle alone.6 If your teen is showing behavioral changes that have raised red flags, speak with a professional: It doesn’t have to be a “big deal,” just a preventive action to ensure all is well. If an issue is identified, then it can be taken from there.

2. Build a support network

It’s important to establish your home as a warm and positive environment for your teen. Though almost 40% of teens say they don’t get the support they need, a whopping 93% of parents believe otherwise.7 Establish responsibilities, boundaries, a reliable framework, and trust. Support them in their endeavors, encourage autonomy, and help them develop healthy habits. As their parent or guardian, they probably look up to you as a role model, so taking care of yourself can also help model healthy behavior.

Also, encourage a positive network of peers, whether it’s friends from school, sports, or other extracurricular activities. If your teen is already struggling with mental health, it can be helpful for them to participate in prevention or support programs that facilitate social interactions and help build emotional well-being.

3. Instill life skills

A great way to help teens establish autonomy and confidence is by teaching them life skills that aren’t taught at school: Help them learn how to cook, repair things around the house, take care of a car, and manage their time. These skills can help them feel more confident about stepping out on their own as a young adult, which can help to ease anxieties they may not even know they have.

4. Create an exercise plan

Physical health is a key component to your teen’s overall well-being, and it’s recommended that teens get an hour or more of moderate to vigorous physical activity nearly every day.8 Regular exercise can help improve blood circulation, prevent high blood pressure, fight anxiety, and more.9 So, create an exercise plan with your teen to help replace static screen times with healthier activities.

5. Teach them about financial literacy 

Financial wellness is a significant contributor to overall well-being. There are resources, such as books or even public courses from universities, that cover basic financial literacy. Or, you could start at home and try these four simple strategies to help teens develop their financial responsibility: 

  • Start saving: It’s never too early to start saving and protecting your future. When your teen receives money for their birthday, or a paycheck from their job, have them set aside a certain percentage every time. 

  • Understand the cost of living: Talk with them about the household bills and divide them by the number of people in the family to give them an idea of how much they would be responsible for. This can help them understand what it takes to cover basic necessities when they go out on their own. 

  • Track spending: It’s essential to understand where your money goes. Have your teen keep track of how much money they receive and how much they spend. Review their spending together and guide them to consider better ways to use their money. 

  • Educate on personal finance: Teach them about how credit, interest, and investments work. By educating your teen, they may be equipped to make better decisions, such as managing their credit well and having a good credit score as they grow older.

It’s important for teens to start developing healthy habits — physical, mental, and financial — while living in a supportive environment where they feel comfortable. This can help them prepare for the realities of living on their own one day, so they’re equipped to deal with the added stress that comes with being an adult.

Get exclusive insights now

  1. Mind, Body, and Wallet™ 2025: How Americans define well-being, Guardian, 2025

  2. SAMHSA Releases Annual National Survey on Drug Use and Health, Substance Abuse and Mental Health Services Administration, July 2025

  3. Data Resource Center for Child & Adolescent Health, The Child & Adolescent Health Measurement Initiative, 2024

  4. Youth Risk Behavior Surveillance System, Centers for Disease Control and Prevention, 2025

  5. Youth Statistics: Health, Act for Youth, April 17, 2025

  6. Key Substance Use and Mental Health Indicators in the United States: Results from the 2023 National Survey on Drug Use and Health, Substance Abuse and Mental Health Services Administration, 2024

  7. Kristen Weir, U.S. teens need far more emotional and social support, American Psychological Association, April 1, 2025

  8. Exercise and Teenagers, University of Rochester Medical Center, 2024

  9. ibid.

This material is intended for general public use. By providing this content, The Guardian Life Insurance Company of America, and their affiliates and subsidiaries are not undertaking to provide advice or recommendations for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial professional for guidance and information that is specific to your individual situation. Material discussed is meant for general informational purposes only and is not to be construed as tax, legal, medical, or financial advice. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, medical, or finance advice. Consult your tax, legal, medical, or finance professional regarding your individual situation.

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