Protect your lifestyle through retirement
When planning ahead for retirement, disability leave might not be top of mind. But disabilities are more common than you think: 1 in 4 of today’s 20-year-olds will experience a disability before they reach retirement, and over a third of those who experienced a disability had to withdraw money from their savings, investments, or retirement accounts.
Disability insurance can help protect your paycheck during your working years.
If illness or injury prevents you from working, disability insurance may help you stay on track with your financial goals. Though this type of insurance isn’t often thought of in relation to retirement, your income today ensures you’re able to save for it. There are also riders and options available to help protect your retirement savings ability.
Annuities are commonly thought of as a way to diversify your retirement portfolio.
They create a reliable stream of income in retirement with the added ability to help protect and grow retirement assets. They can complement other retirement solutions and help support your lifestyle after your working years.
44%
of working Americans worry their retirement savings won't last.
46%
are concerned about having guaranteed income in retirement.
1 of 3
Nearly a third of retirees say they left the workforce either because they lost their job or because their health began to deteriorate.
Protect your income today. Secure it for tomorrow.
Your income supports your life today and helps shape your financial future. The choices you make while working can influence your stability in retirement. Planning ahead with tools like disability insurance and annuities may help you prepare for unexpected changes and explore ways to create income that lasts beyond your working years.
Ready to take the next step?
Let’s build your retirement strategy together
Whether you’re just starting to think about retirement or looking to strengthen your current plan, we can help you take the next step.
Connect with a Guardian financial professional and start building your retirement strategy today.
All data cited is from Guardian's Retirement Redefined report, 2025.
All guarantees are backed exclusively by the strength and claims-paying ability of the issuing insurance company.