1 US Government Accountability Office, Financial Security for Older Americans, 2022

Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.

Contact the Social Security Administration for complete details regarding eligibility for benefits. Annuity guarantees are backed exclusively by the strength and claims-paying ability of the issuing insurance company.

All investments contain risk and may lose value. Diversification does not guarantee profit or protect against market loss. Investing in the bond market is subject to certain risks including market, interest rate, issuer, credit and inflation risk. Equities may decline in value due to both real and perceived general market, economic and industry conditions.

Investors should consider the investment objectives, risks, charges, and expenses of mutual funds carefully before investing. This and other information are contained in the fund’s prospectus, which may be obtained from your investment professional. Please read it before you invest or send money. Investments in mutual funds are subject to risk, including possible loss of the principal amount invested.

Securities products and advisory services offered through Park Avenue Securities LLC (PAS), a registered broker-dealer and investment adviser.

PAS is a wholly owned subsidiary of Guardian and a member FINRA, SIPC.

Mutual Funds Disclosure for PAS

1 US Government Accountability Office, Financial Security for Older Americans, 2022

Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.

Contact the Social Security Administration for complete details regarding eligibility for benefits. Annuity guarantees are backed exclusively by the strength and claims-paying ability of the issuing insurance company.

All investments contain risk and may lose value. Diversification does not guarantee profit or protect against market loss. Investing in the bond market is subject to certain risks including market, interest rate, issuer, credit and inflation risk. Equities may decline in value due to both real and perceived general market, economic and industry conditions.

Investors should consider the investment objectives, risks, charges, and expenses of mutual funds carefully before investing. This and other information are contained in the fund’s prospectus, which may be obtained from your investment professional. Please read it before you invest or send money. Investments in mutual funds are subject to risk, including possible loss of the principal amount invested.

Securities products and advisory services offered through Park Avenue Securities LLC (PAS), a registered broker-dealer and investment adviser.

PAS is a wholly owned subsidiary of Guardian and a member FINRA, SIPC.

Mutual Funds Disclosure for PAS