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Back to Thought Leadership reports

The Guardian Study of Financial and Emotional Confidence™

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This archived material is for informational purposes only; the information provided was accurate at the time of publication but may no longer be current.

The Guardian Study of Financial and Emotional Confidence™ delves into the financial habits of American workers. This suite of reports explores how various segments feel overall about their sense of financial wellness, and what helps put them on their own path to prosperity.


Path to Prosperity

The lives of working Americans have changed immeasurably over the past two years. In our recent study, Guardian asked working adults what impacts their emotional and financial well-being. Among other results, Guardian learned that income is not the sole driver of confidence and success.

Download the report

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The Gender Confidence Gap

The Guardian Study of Financial and Emotional Confidence™ discovered that women identify as less financially and emotionally confident than men. This brief explores the financial behaviors and habits of women, as well as behaviors to help put them on their own path to prosperity.

Download the report

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Entrepreneurial Confidence

Business owners are financially savvy and, in general, display high financial confidence and understanding. While risk and reward is inherent in the entrepreneurial spirit of being a business owner, their confidence generally derives from efforts taken in self-education and working with a trusted advisor to position themselves on a path to prosperity.

Download the report

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37% say they avoid dealing with their finances because it overwhelms them.

The Guardian Study of Financial and Emotional Confidence™

Unless otherwise noted, all data is sourced from Guardian’s Study of Financial and Emotional ConfidenceTM, 2022.

Material discussed is meant for general informational purposes only and is not to be construed as tax, legal, or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary. Therefore, the information should be relied upon only when coordinated with individual professional advice. The Guardian Life Insurance Company of America (Guardian), New York, NY. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.

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