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Wellness looks different for everyone. From those just starting their careers to people planning for retirement, how each person defines what it means to be well is an individual journey. But it's one that more people recognize as important.

Overall well-being is about being healthy — mind, body, and wallet.

Guardian’s 14th Annual Workplace Benefits Study report, Mind, Body, and Wallet® 2025, examines how Americans define what it means to be well. The report highlights that while people may not immediately make the association between financial health and being well, the effects of financial health on overall well-being are far-reaching, whether positive or negative. The findings suggest the key to better financial wellness — and higher overall well-being — is about better financial habits and planning ahead, not just about having more money.

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Learn how Americans define what it means to be well, and why improving financial health can lead to better overall well-being.

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Unless otherwise noted, all data is sourced from Guardian’s 14th Annual Workplace Benefits Study, 2025.

Material discussed is meant for general informational purposes only and is not to be construed as tax, legal, or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary. Therefore, the information should be relied upon only when coordinated with individual professional advice. The Guardian Life Insurance Company of America (Guardian), New York, NY. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.