If you do not enroll for life insurance coverage at this time, you may be required to provide a Statement of Health in order to apply for future coverage.

Interest in Insurance Stays Strong, Life Happens, March 2022.

"Funeral Costs: How Much Does an Average Funeral Cost?", Parting, September 13, 2022.

4 "Does a person’s debt go away when they die?”, Consumer Financial Protection Bureau, May 16, 2022.

5 This is Guardian's Rule of Thumb based on experience and may not apply universally to every individual and their unique set of circumstances.

6  Life Happens, 2022.

Individuals who have previously withdrawn from completing Evidence of Insurability, have been declined for coverage due to completing Evidence of Insurability, or are considered a late entrant may not be eligible for this offer. Other limitations may prohibit the amount of coverage that you qualify for.

Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.

Guardian’s Group Term Life Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Generic Policy Form # GP-1-LIFE-15. The state approved form is the governing document. For NY, the Policy Form # is GP-1-LIFE-12-NY.