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Guardian® is a registered trademark of The Guardian Life Insurance Company of America, New York, NY.

Copyright© 2025 The Guardian Life Insurance Company of America. All rights reserved.

GuardianWell-being™ rider

An opportunity to earn a wellness dividend that comes with your Guardian whole life policy
Young African American man drinking water after exercise.

Your emotional, physical, and financial health are all connected.1 That’s why at Guardian, we champion your total well-being with a holistic approach to help you meet your unique goals — mind, body, and wallet®.

When you purchase a Guardian whole life insurance policy, you get more than just a policy. You’ll also have a rider on your policy that gives you an opportunity to earn a wellness dividend. To earn this dividend, the person who is insured should first download and use GuardianWell-being, a wellness app. Get moving, track your progress in the app, level up, and turn healthy behaviors into a potential wellness dividend.

Get started today.

App store GuardianWell-being

  1. Scan the QR code or find GuardianWell-being in the App Store or Google Play.

  2. Register or log in using your Guardian client portal credentials.

  3. Connect your tracker by syncing supported devices like Fitbit, Garmin, Google Fit, or Apple Health to track your activity.

  4. Start moving and live healthy!

For more information visit www.guardianwell.com/guardianwell-being or contact your financial professional.

Prioritize wellness and earn points

Whether you are starting or continuing your journey, the GuardianWell-being app helps you support what matters most — your well-being. Took the stairs? Walked with a friend? Killer workout? It all counts. Just track it in the app and earn points. Rack up points, level up, and unlock a potential wellness dividend.

Here are a few examples of what you can do to earn points:

  • Attach your fitness tracker and earn 200 points.

  • Log your first workout and earn up to 300 points.

  • Reach weekly activity targets and earn up to 1,500 points.

  • Join a challenge and compete with other members to earn more points.

GuardianWell-being login screens

Now included on all new Guardian whole life insurance policies

The GuardianWell-being rider is automatically included with your whole life insurance policy if you purchased it after April 7, 2025, in Arizona, Colorado, Connecticut, Hawaii, Nevada, Rhode Island, South Carolina, Texas, Washington, or Wisconsin. Plus, as a Guardian whole life insurance policyholder, you could be eligible to earn a wellness dividend on top of your whole life insurance dividend.

What’s the GuardianWell-being wellness dividend?

As a Guardian whole life policyholder, not only do you have the benefits of financial protection, you also have access to dividends that could increase your policy’s value. To add even more value and help support your well-being, you’re eligible for an additional wellness dividend when you make healthy choices and track them in the GuardianWell-being app. And don’t worry, if you choose not to take advantage of the GuardianWell-being program, it won’t have any effect on your policy’s guaranteed benefits.

For more information, visit our GuardianWell-being FAQs page.

1 Mind, Body, and Wallet® 2024: Addressing well-being during life’s pivotal moments, Guardian’s 13th Annual Workplace Benefits Study, 2024

Dividends, including wellness dividends, are not guaranteed. They are declared annually by Guardian’s Board of Directors. The GuardianWell-being™ rider is not available in all states.

GuardianWell-being is a mobile application that allows individuals to engage and learn about their mental and physical wellness by providing data about themselves in return for insights and guidance, as well as incentives to build healthier habits. GuardianWell-being is provided through GuardianWell, d/b/a of Guardian Membership LLC, a subsidiary of The Guardian Life Insurance Company of America and is available to anyone who signs up and registers as a member of Guardian Membership, LLC, regardless of whether they own any Guardian insurance products or services. GuardianWell and GuardianWell-being are neither an insurance company nor are they licensed to sell insurance products.

GuardianWell-being and GuardianWell are a trademark of GLIC. ©Copyright 2025 GLIC.

Guardian® is a registered trademark of The Guardian Life Insurance Company of America.  

©Copyright 2025 The Guardian Life Insurance Company of America.

Google Play is a trademark of Google LLC.