Support for employees who are also caregivers
Caregiving is on the rise across the country, with more than 53 million US adults now caring for a loved one.¹ The Guardian + Wellthy caregiving support services embedded in our hospital indemnity insurance offering provide deeply personalized support for all phases of these individuals' lives.
Whether your employee has alerted you to their caregiving responsibilities or not, caregivers are a part of your workforce. With the Guardian + Wellthy caregiving support services, your employees have access to the support they may need to successfully tackle any caregiving challenge they might face, while also being able to stay on top of their own physical, mental, and emotional wellness.
Care planning
Comprehensive care planning tools and resources in one centralized, accessible place.
Care Coordination
Dedicated, hands-on support from specialists who get to know each family and tackle their to-dos.
Wellthy Community
Peer-to-peer space where family caregivers can find support and exchange knowledge.
Help for a range of needs
Life can change quickly, for your employees and their loved ones. That's why the Guardian + Wellthy caregiving support services help provide support for a wide range of needs including, but not limited to:
Finding an in-home aide or organizing a move into a facility.
Setting up in-home modifications, meal delivery, and transportation.
Navigating Medicare, Medicaid, Social Security and Veterans’ benefits.
Managing and sourcing aides and therapists.
Navigating state and employer-sponsored benefits and coverage.
Tracking down insurance approvals.
Finding providers, scheduling appointments, contesting insurance bills.
Navigating alternative treatment, clinical trials, and top research centers.
Handling the transfer of medical records and tracking down referrals.
Sourcing support groups and therapists.
Helping obtain third-party prescription/copay coverage.
Advocating on appeals, bills, and financial aid applications.
Finding a provider or inpatient/outpatient program.
Navigating in-network and out-of-network options.
Exploring alternative therapy options.
Ongoing check-ins and support.
1 Supporting Caregivers, Centers for Disease Control and Prevention, 2021
Guardian Hospital Indemnity Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. This advertising content is not currently intended for anyone in the state of New Mexico. In the state of Colorado, coverage is called Hospital Indemnity with Wellness Benefits, when Wellness Benefits are included. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. This is a limited plan of supplemental health insurance that provides the specified financial support, as a lump sum or indemnity payment, following a covered hospitalization. This is not minimum essential coverage as defined by federal law. This coverage will not reimburse for hospital or medical expenses. It does not provide basic medical or major medical insurance as defined by the New York State Department of Financial Services. In Washington, the Certificate Form is the state approved form governing document. Generic Policy Form #HI-25-P. The state approved form is the governing document.
Wellthy, Inc. (“Wellthy”) is a vendor to The Guardian Life Insurance Company of America (“Guardian”). Wellthy and Guardian are not affiliated entities. Wellthy provides a care coordinator to integrate separately retained caregiver resources (e.g., senior care, childcare, etc.) for the benefit of a member or their permitted dependents (“services”). Guardian does not control or provide any part of the services and does not bear any liability for their provision. This informational resource is not a contract and is for illustrative purposes only. Only the policy contains applicable terms. Guardian and Wellthy reserve the right to discontinue services at any time without notice. Services may not be available in all states. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof. Individual outcomes may vary due to the unique aspects of each caregiving scenario.