Preventive care can help avoid costs of serious oral health issues later on. With Maximum Rollover from Guardian®, members are rewarded for taking care of their oral health with funds they can roll over to use as needed in the future.

Dental Rollover Basics

  1. Prioritize preventive care to minimize major dental issues by regular dental visits.
  2. Submit claims for dental work throughout the year.
  3. For members who submit at least one paid claim and do not exceed their plan's threshold, a portion of any unused amount in the annual dental maximum will be moved to the Maximum Rollover Account.
  4. These funds are available in the future to pay for dental treatments.

Pro Tip:

If care is provided by dentists in the network, more money can be rolled over.

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Source: "Guardian Dental Benefts: A Bridge to Oral Health and Wellness," 2017, Guardian's 5th Annual Workplace Benefts Study.

* If a plan has a different annual maximum for PPO benefts vs. non-PPO benefts, ($1,500 PPO/$1,000 non-PPO for example) the non-PPO maximum determines the Maximum Rollover plan. May not be available in all states. Guardian’s Dental Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Plan documents are the final arbiter of coverage. Information provided in this communication is for informational purposes only.

Dental Policy Form # GP-1-DEN-16. Guardian is a registered trademark of The Guardian Life Insurance Company of America.