Dental Rollover Basics

  1. Preventive visits to the dentist will minimize dental issues.
  2. Submit claims for dental work throughout the year.
  3. For members who submit at least one paid claim and do not exceed their plan's threshold, a portion of any unused amount in the annual dental maximum will be added to the Maximum Rollover Account.
  4. These funds are available in the future to pay for dental treatments.

Pro Tip:

If care is provided by dentists in the network, more money can be rolled over.

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Disclaimer

Source: "Guardian Dental Benefits: A Bridge to Oral Health and Wellness," 2017, Guardian's 5th Annual Workplace Benefits Study.

* If a plan has a different annual maximum for PPO benefits vs. non-PPO benefits, ($1,500 PPO/$1,000 non-PPO for example) the non-PPO maximum determines the Maximum Rollover plan. May not be available in all states. Guardian’s Dental Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. Plan documents are the final arbiter of coverage. Information provided in this communication is for informational purposes only.

Dental Policy Form # GP-1-DEN-16. Guardian is a registered trademark of The Guardian Life Insurance Company of America.

Group Insurance products are underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states.

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