Retirement isn’t the end. It’s the beginning.
The day you stop working is a brand new stage in life. Ideally, a long and happy one. But to live this new beginning to the fullest, you’ll need income.
In an optimal portfolio that’s part of a retirement plan, you’ll have the benefit of an array of savings and investment strategies. If you’ve been looking at retirement possibilities, you may have asked yourself: how does a variable annuity work? A variable annuity allows you to accumulate tax-deferred savings and then, during the payout period, provides you with the option to start receiving regular payments year after year for your lifetime, or for a specific time period.
Why choose to invest in variable annuities with Guardian?
Tax-deferred growth. Gains earned during the life of your variable annuity can continue to grow, tax-deferred. This means that you don’t pay taxes until the gains are withdrawn. Pay in and accumulate money now while you’re earning a salary. By the time you are receiving annuity payments, you could be in a lower tax bracket.
Protecting your beneficiaries. A variable annuity offers a number of options that can help you give your beneficiaries a form of financial protection, typically referred to as a death benefit, in the event that you die during the accumulation period, before you have begun to receive payments.
Guardian Investor ProSeries Variable AnnuitiesSM
Guardian Investor ProSeries Variable AnnuitiesSM enable you to invest in the markets through a diverse array of investment options. To help you create an optimal portfolio, the ProSeries Variable Annuities offer more than 30 choices across four distinct strategies, including alternative investments.
You can also choose to add on an income rider (at no additional fee) at purchase. It allows you, after two years of ownership, to turn gains and portions of your initial investment into a guaranteed fixed income stream that is unaffected by the market and accessible at a future date.
Learn More About Guardian Annuities, Including Important Information That You Can Read Or Download Anytime
Prospectuses contain important information about variable annuities, including fees and expenses.
See daily and monthly reports about the performance of Guardian Variable Annuities.
Guardian Variable Products Trust
View important VPT documents such as prospectuses, reports, and the SAI.