New Jersey Temporary Disability Benefits (TDB) and Family Leave Insurance (FLI)
The New Jersey Temporary Disability Benefits (TDB) law allows for NJ covered workers to take paid time off for their own non-occupational related injury or illness (under TDB) or to care for a family member with a serious health condition or bond with a new child (under FLI).
Guardian has a private plan option for temporary disability coverage to assist covered employers in meeting their regulatory obligation for their New Jersey covered employees. We don't offer Family Leave Insurance (FLI) coverage at this time.
Our product offering is fully insured, state-approved, and competitively priced. Our digital capabilities can make administration easier – with online claims submission and claims status as well as quarterly and year-end tax reports.
You can count on:
Assistance with adjusting short-term disability (STD) and long-term disability (LTD) plan designs to integrate with a state-mandated paid leave plan.
A single point-of-contact for disability claims inquiries.
Experienced claims management by tenured professionals.
Updates on new regulations and ongoing guidance to keep you compliant.
Please contact your Guardian Group sales consultant or broker for quoting requirements and additional information concerning a NJ TDB private plan option through Guardian.
All terms of coverage, including benefits, eligibility, coverage limitations and exclusions under Guardian’s New Jersey Temporary Disability benefits (TDB) plan will comply with NJ TDB law and regulations. Any optional riders and/or features which may be available may incur additional costs. Plan documents are the final arbiter of coverage. Guardian policy number TDB GP-1-TDB-01.
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Guardian's Group Long Term and Short Term Disability Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states.
Guardian Absence Solutions℠ is a service mark of The Guardian Life Insurance Company of America.