Why we’re different

As a mutual company, our customers come first

What does it mean to be a mutual company? We’re owned by our customers and we’re accountable to them, unlike other companies that are owned by investors and who may focus on maximizing profits for stockholders. That’s why doing right by our customers and understanding what’s important to them now, and years from now, guides us. We measure ourselves by how much we’ve helped people, businesses, and communities to protect their futures in life, health, and wealth.