Ratings agencies are responsible for gauging the financial strength of companies so that investors, policyholders, or partners can work with the facts. High ratings indicate that a firm holds a sufficient balance of cash reserves in proportion to its commitments, signifying stability. Guardian continues to receive high ratings across the board, a position the company has occupied for many years.
A.M. Best Company - A++
(Superior - highest of 15 ratings)
Fitch - AA+
(Very Strong - 2nd highest of 21 ratings)
Moody's Investors Service - Aa2
(Excellent - 3rd highest of 21 ratings)
Standard & Poor’s - AA+
(Very Strong - 2nd highest of 22 ratings)
Comdex Ranking: 98
*The ratings of The Guardian Life Insurance Company of America quoted in this report are as of 12/31/15 and are subject to change. The ratings earned by Guardian do not apply to the investments issued by GIAC or distributed through PAS.
The Comdex is a composite index or percentile ranking created based on the current financial strength ratings of the major rating agencies. The Comdex indicates on a scale of 1 to 100 (100 being the best) where the company ranks among 1,100 companies that have been rated. In order to receive a Comdex rating, a carrier must have received a rating from at least 2 out of 4 of the major rating agencies.