Renamed “The Guardian Life Insurance Company of America” in 1918, we converted in 1925 from a mixed stock and mutual company into one that is wholly owned by our policyholders. We continued to expand our product portfolio over the years, expanding into the employee benefits market in 1957 and increasing our presence in the individual disability income insurance market with the merger of Berkshire Life Insurance Company in 2001.

Today, we are one of the largest mutual insurance companies in the United States with $8.5 billion in capital and $1.6 billion in operating income*. The Guardian community of 9,500 employees and our network of over 2,700 financial representatives is committed to serving with expertise when, where and how our clients need us. 

Guardian history and milestones chart



Before taxes and dividends to policyholders

Financial information concerning Guardian as of December 31, 2018, on a statutory basis: Admitted Assets = $58.5 Billion; Liabilities = $51.3 Billion (including $44.3 Billion of Reserves); and Surplus = $7.2 Billion.