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Guardian® is a registered trademark of The Guardian Life Insurance Company of America, New York, NY.

Copyright© 2025 The Guardian Life Insurance Company of America. All rights reserved.

Test your supplemental health benefits knowledge

Take this simple quiz to find out how accident, critical illness, and hospital indemnity insurance can help boost your financial confidence and help cover gaps in your medical coverage.

A mother teaching her son how to ride a bike

Medical expenses are the most common reason people file for bankruptcy, and 62% of them have medical insurance.1,2 Did you know there's insurance specifically designed to help cover additional medical costs that can help keep you physically and financially healthy?

All fields are required unless marked optional.

We hope you found this information helpful and use it when considering your needs and benefits options.

And, check out these resources to help you decide what’s right for you.

Sources for quiz answers:

1 Investopedia, Top 5 Reasons Why People Go Bankrupt, April 11, 2024

2 Spendmenot.com, Medical Bankruptcy Statistics, May 2022

3 Healthcare.gov, Why coverage is important, last accessed July 2022

4 Benefits Optimization 2023, How supplemental health benefits and omnichannel communications support workforce well-being. 12th Annual Guardian Workplace Benefits Study.

5 Internal Guardian Reporting, 2023.

This advertising content is not currently intended for anyone in the state of New Mexico.

Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.

Guardian's Group Accident, Cancer, Critical Illness and Hospital Indemnity Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states.