Skip to main content
  • Find a dentist
  • Find a vision provider
  • Find a financial professional
  • Forms and claims
  • Contact us
Guardian Life Logo
login
Guardian Life Logo
      • Life insurance
      • Disability insurance
      • Dental insurance
      • Vision insurance
      • Accident insurance
      • Critical illness insurance
      • Hospital indemnity insurance
      • Group benefits
      • Absence management
      • Paid family & medical leave
      • Benefits technology
      • Enrollment
      • Mental wellness
      • Retirement
      • Annuities
      • Investment accounts
      • Find a financial professional
      • Learning Center
      • Forms and claims
      • Find a dentist
      • Find a vision provider
      • Find a financial professional
      • Retirement calculator
      • Life insurance quote
      • Disability insurance quote
      • Dental insurance quote
      • Vision insurance quote
      • Accident insurance quote
      • Research and insights
      • Reports
      • Webinars
      • Join as a broker
      • Find a sales office
    • About Guardian
    • Careers
    • Newsroom
    • Contact us
    • Investor relations
    • Social responsibility
    • Our diverse and inclusive culture
    • an individual or family
    • an employer
    • a broker
    • a dental provider
    • a financial professional
userLog in

Need help? Call us:

(888) 482-7342

Guardian Life Logo

Customer service

  • Contact Us
  • 1-888-Guardian (1-888-482-7342)
  • Submit a Claim

Resources

  • Forms & Claims
  • Find a dental or vision provider
  • Find a financial professional
  • Careers

Industry Professionals

  • Find a Guardian benefits sales office
  • Living Balance Sheet
  • facebook squareopens in a new window
  • instagram squareopens in a new window
  • linkedinopens in a new window
  • twitter squareopens in a new window
  • youtube squareopens in a new window

Legal Information

  • Terms & conditions
  • Privacy policy
  • Disclosures
  • Individual products benefit disclosures
  • Cybersecurity
  • Accessibility
  • Language assistance
  • Telehealth
  • NY Reg. 200
  • Confidentiality for domestic violence victims
  • SEC Rule 606
  • Amendments to broker agreement
  • State disaster updates
  • IL consumer information
  • MDG TX notice to providers
  • TX consumer information
  • Artificial intelligence statement
  • Agreement to conduct business electronically
  • Report suspected fraud
  • Do not sell or share my personal information

Guardian® is a registered trademark of The Guardian Life Insurance Company of America, New York, NY.

Copyright© 2026 The Guardian Life Insurance Company of America. All rights reserved.

Back to Thought Leadership reports

Dental Benefits: A Bridge to Oral Health & Wellness

Download report
Dentist conducting an examination.

This archived material is for informational purposes only; the information provided was accurate at the time of publication but may no longer be current.

This archived material is for informational purposes only; the information provided was accurate at the time of publication but may no longer be current.  

Guardian’s workplace benefits study reveals how having good dental benefits can make a positive impact in the workplace.

While most working Americans agree that healthy teeth are important, many adults simply avoid visiting the dentist for various reasons, including out-of-pocket costs. Our research reveals that working Americans who skip the dentist because of cost would greatly benefit from an employer that provides access to dental coverage and encourages preventive services.

Not surprising, the benefits of having regular dental exams goes beyond simply a nice smile. Visiting the dentist for preventative care has been correlated to one’s physical and emotional wellness, and in turn their overall well-being. Good oral health is linked to having better self-esteem, and gives working Americans’ peace of mind that they are taking the right steps to prevent certain health risks like gum disease, tooth decay, tooth loss and other health issues that may end up being costly in the long term.

Our study also discovered a correlation between dental coverage and frequency of preventative dentist visits. Nearly eight of 10 working Americans (77%) with dental benefits at work visit the dentist one or more times a year, compared to less than half (40%) of those without any coverage.

In addition, an analysis of Guardian claims data found that employer groups with relatively high utilization of preventive care services spent less on major dental services compared to those groups with low preventive care utilization. Over a six-year period, groups that spent 13% more on preventive care experienced a savings of 86% on major services and 16% on combined dental claims costs compared to those with low preventive utilization.

Despite wider access to dental benefits today, certain workforce segments are less likely to have coverage and seek annual dental visits, including young Millennials, new hires, small business employees and low-income individuals and households.

Read the full study to learn how dental benefits can help employers improve the workforce and their bottom-line.  

Download the Study

Got a minute?

Get a quote

All fields are required unless marked optional.

This archived material is for informational purposes only; the information provided was accurate at the time of publication but may no longer be current.  

Source for all statistics cited is The Guardian Workplace Benefits StudySM; Fifth Annual, 2017.