Group benefits at Guardian

Where doing well means being your best.

Your most valuable asset is your people. When they’re healthy and happy, your business is healthy. It’s why we offer proactive, comprehensive solutions that address emotional, mental, physical, and financial well-being. And why we provide modern processes and intuitive tools that simplify benefits management and utilization.

Couple happily standing on patio of home together

When you feel well, you think well. When you think well, you perform well. And when you perform well, everyone does better.

The case for benefits that focus on well-being

There is a growing need, and distinct opportunity, for employers to address workforce well-being during life's pivotal moments.

  • About a quarter of workers (24%) experienced increased anxiety, depression, or other mental health needs in the past two years. Only 34% say they maintain a good work/life balance, which may be why the percentage of US workers who say they experience work burnout has increased 33% since 2023.1

  • 82% of those who rate their ability to maintain work/life balance as “fair” or “poor” also have low financial health, potentially due to working multiple jobs to make ends meet.2

  • 35% of caregivers who say that their employer supports their caregiving responsibilities report “excellent” or “very good” emotional health compared to only 22% of caregivers who say that their employer does not support their needs.3

Guardian helps remove the barriers of complexity that keep employees from choosing, trusting, and using their benefits to the fullest

  • Experience that empowers

    • Front-line thought leadership

    • Fortune 250 company with mutuality

    • A partner who helps you navigate customers’ changing needs

    • Broad portfolio

    • Integrated absence services

  • Driven by the power of simple

    • Single-carrier and single-bill solution

    • Holistic account management

    • Custom API integrations with Ben Admin solution providers

    • Straightforward language usage

    • Personalized benefits experience

  • Focused on well-being

    • Modern, data-driven access to innovative mental wellness solutions

    • Personalized benefits through guided decision-making

    • Access to coverage and savings for all through network design

    • Virtual care options

    • Strategic partnerships like Spring Health

Frequently Asked Questions

Group benefits refer to the different insurance types that cover a group of people, such as the employees in a business. In addition to medical insurance, group benefits can also include ancillary benefits like the insurance options offered by Guardian.

Employees save more money when they can access benefits through an employer. As a result, employers who offer a good variety of quality benefits are better able to attract and retain top talent that can help their businesses grow and thrive.

The cost to the employer can vary depending on the different features you choose. When benefits are offered on a voluntary basis, each one costs around what an employee might pay for a coffee shop latte, per day.

Guardian offers benefits that:

  • Help protect loved ones and paychecks, including life and disability insurance.

  • Help save on required care, including dental and vision insurance.

  • Pay cash after an unexpected health emergency, so employees can focus on recovering, including accident, cancer, critical illness, and hospital indemnity insurance.

  • Ensure immediate access to personalized mental wellness solutions for all employees and their families through Guardian + Spring Health.

For a full overview of Guardian’s voluntary benefits, watch our Simply Put video series.

If you are a broker and want to learn more about group benefits insurance solutions for your clients, contact your Guardian Group Sales Representative.

1,2 Guardian’s 13th Annual Workplace Benefits Study, 2024.

3 Standing Up and Stepping In: A modern look at caregivers in the US, Guardian’s 12th Annual Workplace Benefits Study, Guardian, 2023

Guardian's Group Insurance products are underwritten and issued by The Guardian Life Insurance Company of America, New York, NY.  Products are not available in all states. Mental wellness benefits discussed herein are provided by Spring Care, Inc., d/b/a Spring Health (“Spring Health”), 251 Park Avenue, South, 6th Floor, New York, NY 10010. Spring Health is not an insurance benefit. Insured products are offered by The Guardian Life Insurance Company, New York, N.Y. (“Guardian”) which has a financial interest in Spring Health. Spring Health may not be offered through Guardian in all states.