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No matter whatlife throws at you, we have the coverage to help protect you and yourfamily. SafeGuard360™ is a single product solution that can help provide essential financial protection, for now and in the future. With a one-time application and underwriting process, you can obtain quality coverage that can help build a foundation forlifelong financial well-being.

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The need for holistic protection is real

  • 42% of American households would face financial hardship within six months should a wage earner die unexpectedly; 25% would suffer financially within a month.1

  • 1 in 4 adults will become disabled in their working years and two-thirds of working Americans (63%) couldn’t make it six months without an income before financial difficulties would set in.2,3

Three protections in a single solution

Guardian has created SafeGuard360™ to provide you with a well-rounded policy that helps protect you and your family at every stage of life. This product is a holistic option that provides the financial protection of life insurance, long term care coverage, and benefits if you become too ill or injured to work — helping you address multiple protection needs all within a single solution.

Benefits of a unified solution

  • One integrated solution to apply

  • One underwriting process

  • Ease of purchase process

  • Single point of contact for claim initiation

  • Relationship management through one financial advisor

Take charge of your future and let SafeGuard360 ™ help you build the foundation for lifelong financial well-being. Talk to a financial advisor today.

Suggested articles

  1. 2021 Insurance Barometer Study, conducted annually by LIMRA and Life Happens

  2. Social Security Administration Fact Sheet, June 2022

  3. 2020 Insurance Barometer Study by Life Happens and LIMRA

SafeGuard360™ is issued by The Guardian Life Insurance Company of America (Guardian®), New York, NY. This product combines: Guardian’s Whole Life Paid-Up at Age 99 policy (form ICC21-WL, 21-WL, or state equivalent); the Disability Income and Waiver of Policy Premium Benefit Rider (form ICC21 DIR, DIR (12-2021), or state equivalent); and the Accelerated Death Benefit for Long-Term Care Services Rider (form ICC22-LTCR, 22-LTCR, 13-LTCR, or state equivalent) which is marketed as Guardian’s Long-Term Care Rider. Product provisions, features, and availability may vary by state. Exclusions and limitations may apply. Underwriting approval is required to purchase coverage, and a medical exam may be required. For costs and complete details of the coverage, call your agent or the company.

Financial advisor”/“advisor” is used generally to describe insurance/annuity and investment sales and advisory professionals who may hold varied licensing as insurance agents, registered representatives of broker-dealers, and investment advisory representatives (IAR) of registered investment advisors, respectively. Only those representatives who use advisor in their title or otherwise disclose their status and meet the necessary licensing or registration requirements provide investment advisory services.

Guardian® is a registered trademark of The Guardian Life Insurance Company of America.

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