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No matter what life throws at you, we have the coverage to help protect you and your family. SafeGuard360™ is a single product solution that can help provide essential financial protection, for now and in the future. With a one-time application and underwriting process, you can obtain quality coverage that can help build a foundation for lifelong financial well-being.

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The need for holistic protection is real

  • 42% of American households would face financial hardship within six months should a wage earner die unexpectedly; 25% would suffer financially within a month.1

  • 1 in 4 adults will become disabled in their working years2 and two-thirds of working Americans (63%) couldn’t make it six months without an income before financial difficulties would set in.3

Three protections in a single solution

Guardian has created SafeGuard360™ to provide you with a well-rounded policy that helps protect you and your family at every stage of life. This product is a holistic option that provides the financial protection of life insurance, long term care coverage, and benefits if you become too ill or injured to work — helping you address multiple protection needs all within a single solution.

Benefits of a unified solution

  • One integrated solution to apply

  • One underwriting process

  • Ease of purchase process

  • Single point of contact for claim initiation

  • Relationship management through one financial professional

Take charge of your future and let SafeGuard360 ™ help you build the foundation for lifelong financial well-being. Talk to a financial professional today.

Suggested articles

1 2021 Insurance Barometer Study, conducted annually by LIMRA and Life Happens

2 Social Security Administration Fact Sheet, June 2022

3 2020 Insurance Barometer Study by Life Happens and LIMRA

SafeGuard360™ is issued by The Guardian Life Insurance Company of America (Guardian®), New York, NY. This product combines: Guardian’s Whole Life Paid-Up at Age 99 policy (form ICC21-WL, 21-WL, or state equivalent); the Disability Income and Waiver of Policy Premium Benefit Rider (form ICC21 DIR, DIR (12-2021), or state equivalent); and the Accelerated Death Benefit for Long-Term Care Services Rider (form ICC22-LTCR, 22-LTCR, 13-LTCR, or state equivalent) which is marketed as Guardian’s Long-Term Care Rider. Product provisions, features, and availability may vary by state. Exclusions and limitations may apply. Underwriting approval is required to purchase coverage, and a medical exam may be required. For costs and complete details of the coverage, call your agent or the company.

Guardian® is a registered trademark of The Guardian Life Insurance Company of America.

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