A unique plan option that provides 100 percent in-network coverage on Preventive, Basic and Major care for children ages 12 and under.
The deductible for our members and their dependents lowers each year until it reaches $0 after year three.
100 percent coverage for preventive services, plus $150/$250 annual spending limit for all other dental services with more flexibility than traditional plans.
Managed Care – TDA (AZ) Summit Care Plus prepaid dental coverage is issued and provided by Total Dental Administrators Health Plan, Inc. (TDA) and all administrative services are conducted by TDA. The Guardian Life Insurance Company of America (Guardian) performs certain claims processing services for TDA under an agreement with TDA. Guardian is not otherwise affiliated with TDA, and Guardian does not assume any responsibility or liability for non-Guardian products or services, including those offered by TDA.
PPO-DentalGuard Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. General Policy Form # DG7-P. The state approved form is a governing document.Summary of Plan Limitations and Exclusions Important Information about Guardian's DentalGuard Plans: This policy provides dental insurance only. Coverage is limited to those charges that are necessary to prevent, diagnose or treat dental disease, defect, or injury. Deductibles apply. Limitations apply to specific dental services. The plan doesn’t pay for any service that doesn’t meet professionally recognized standards of dental practice. This information doesn’t constitute a contract and is a summary only. The Guardian plan documents are the final arbiter of coverage.
Guardian offers a DHMO/Managed Care option in coordination with Total Dental Administrators (TDA):
Robust provider network. Members can find in-network providers across Arizona when and where they need it most.
Easy to use. Members know exactly what they'll pay — with no claim forms, deductibles, or maximums.
No lifetime maximum on orthodontia. That means help with covering orthodontia for every member of the family who needs it.
Savings on required cleanings. At least two preventive exams and cleanings per year — 100% covered.
Access to specialty services. Members can be assured they'll save when they need care from a specialist like an oral surgeon or periodontist.
Dental members have access to expansive PPO and DHMO networks. That means chances are good your employees can find a network dentist near them. And with better access, your employees will save more money on in-network care, and you'll also save more with high in-network usage.
