Coverage and Eligibility
Is Guardian making any special accommodations for employees who may lose coverage as a result of reduction in hours, layoff, or furlough?
Which products are covered by the temporary accommodation to extend benefit eligibility?
What are the specific guidelines around the temporary accommodations to extend benefit eligibility?
How do we apply the temporary accommodation to extend benefit eligibility?
How do we opt out of the temporary accommodation to extend benefit eligibility?
How will premiums be remitted during the temporary accommodation to extend benefit eligibility?
What Guardian coverages apply to employees impacted by COVID-19?
Does the STD plan cover COVID-19?
How does the Quarantine Rider work?
Is Family Medical Leave (FML) applicable for employees who need to be absent due to the coronavirus?
If the Wellness Benefit (Health Screening Benefit) is included in a Critical Illness, Accident, Cancer, or Hospital Indemnity Insurance certificate, would the Wellness Benefit be payable if someone received a laboratory screening test for COVID-19?
Does the Guardian Accident product provide benefits if an insured becomes sick with COVID-19?
Does the Guardian Critical Illness product provide benefits if an insured becomes sick with COVID-19?
Does the Guardian Hospital Indemnity product provide benefits if an insured becomes sick with COVID-19?
Does the Guardian Cancer Insurance product provide benefits if an insured becomes sick with COVID-19?
