Preparedness and Response
How do I access information about my coverage if I can’t talk to someone?
I’ve never registered for an online account with Guardian. How do I do that?
How will Guardian keep me updated?
What coverages apply to me if I’ve been impacted by COVID-19?
My work hours have been reduced, I got laid off, or I’ve been furloughed. Am I still eligible for benefits?
Does my Short Term Disability (STD) plan cover COVID-19?
Does my Critical Illness and/or Accident policy cover sickness due to COVID-19?
Does my Hospital Indemnity policy cover sickness due to COVID-19?
Does my Cancer Insurance policy cover sickness due to COVID-19?
If the Wellness Benefit (Health Screening Benefit) is included in a Critical Illness, Accident, Cancer, or Hospital Indemnity Insurance certificate, would the Wellness Benefit be payable if I got tested for COVID-19?
Does Family Medical Leave (FML) apply if I need to be absent due to the coronavirus?
What benefits am I eligible for under the STD Plan if I’m quarantined?
How does the Quarantine Benefit Rider work?