What can EMMA be used for:

EMMA is for cases of all sizes and can be used for initial enrollment, adding new coverages, open enrollment and changes. You can also use EMMA to download a full census file at anytime.

How EMMA works:

EMMA accepts your existing file.  If you do not have a member census file, EMMA provides a configured initial census template with only the data needed based on your plan. Existing customers can download an enrolled census as a starting point to make changes and updates.

  1. Maps columns from downloaded file to the Guardian template
  2. Cleans data and fixes formatting
  3. Finds missing data and asks for completion
  4. Transmits the file to Guardian in minutes

What EMMA can do:

Using EMMA eliminates the need for paper submissions, streamlines member eligibility, and results in an expedited implementation, including generating a client’s ID cards and booklets in as little as three days following submission to Guardian.

EMMA brings intelligent technology and an intuitive interface together to give you more control over the enrollment submission process.


View demo to see what EMMA can do


* Based on 2022 Guardian internal study.

EMMA is a trademark of Guardian and cannot be used without express written authorization.

©2023 Guardian. The Guardian Life Insurance Company of America, New York, NY. GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America.®

For agent/broker use only. Not for use with the general public.

2023-154623  20250430