But what if your business could do even more?

With Guardian, the voluntary benefits offered can go further to help employees, thanks to features and add-ons that address the worries of today while adding financial confidence for tomorrow.

Here’s how:

Guardian’s Wellness Benefit* pays employees for completing certain types of routine preventive care. Employees can then use those payments to help cover the cost of voluntary coverages while taking care of themselves.

Guardian’s Child Organized Sports benefit** boosts reimbursement in the event a dependent child is injured playing organized sports – ideal for when outdoor activities more widely resume and is available with Accident insurance only.

Our standard Rainy Day Fund can be used to pay Accident claims that would otherwise be denied due to certain limitations.



Available on Guardian Accident, Critical Illness, Hospital Indemnity, and Cancer Insurance.

Guardian's Wellness Benefit is known as the Health Screening Benefit for Hospital Indemnity Insurance.


The child must be insured by the plan on the date the accident occurred. The child must be 18 or younger.


Guardian Workplace Benefits Study report, “Benefits Optimization,” 2020.


Source:  Federal Reserve Bank of New York, February 2020.

Group Insurance products are underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. 

The Guardian Life Insurance Company of America (Guardian), New York, NY. GUARDIAN® is a registered service mark of The Guardian Life Insurance Company of America. © Copyright 2022 The Guardian Life Insurance Company of America (Guardian), New York, NY.

[This advertising content is not currently intended for anyone in the state of] [New Mexico].

2022-135744 20240930