Since regular eye exams can detect diseases like glaucoma, diabetes, and blindness, more employees are looking for vision coverage as part of their employee benefits package. Whether employees have perfect vision or need corrective lenses, preventive eye care is an important part of their overall health. As one of the country’s most respected benefits providers, Guardian can help you provide comprehensive eye coverage to your clients.

Choice of plan options

To ensure we meet the specific needs of your clients, we offer Guardian Vision, Davis Vision, and VSP plan types. These plans give employees thousands of doctors to choose from in convenient locations.

Plus, our unique Dual Choice option allows employers to offer their members the choice between two plan types so they can best suit their needs. This option is available for employers with 50 or more eligible employees.

Consider voluntary vision insurance

Guardian Vision can be employer-paid or voluntary. There are several advantages to providing Vision coverage on a voluntary basis. Employers can offer stronger coverage without added costs, and can save on taxes because premiums are paid via automatic pre-tax payroll deductions. Employees get to enroll in valuable coverage at significantly lower rates than they would pay as individuals, and they can cover expenses that may not be paid for by other types of insurance.

A closer look at Guardian Vision

Guardian Vision gives your employees access to a diverse selection of private practice and retail providers through our large, convenient network. Retail partners include America’s Best, Cohen’s Fashion Optical, Costco, EyeMart Express, EyeMasters, Eyeglass World, ForEyes, HourEyes, JCP Optical, Midwest Vision Centers, MyEyeDr, Nationwide Vision, PearleVision, RosinEyeCare, Sam’s Club, SearsOptical, Shopko, SteinOpticalExpress, SterlingOptical, SVSVision, TargetOptical, TSO, Visionworks, and Walmart.

  • Plans are customizable and help employees save. Contact lens evaluation and fitting are standard on all plans with a copay. Employees can choose from a range of material allowances. Lens options can be covered in full and include polycarbonate, transitional, and progressive lenses.
  • Optional features include allowances on Lasik surgery, and benefits for diabetic eye care and low vision.
  • Through EPIC’s Hearing Service Plan (HSP), Guardian offers a complementary program for managing hearing care and obtaining brand name hearing aids through the largest national network of audiologists and ENTs.
  • We provide fast, accurate, online service so your clients can access information quickly and easily. Employees can log in to Guardian Anytime to find a provider find a provider, order discounted contact lenses, view benefits, and access wellness information. It’ll also help your clients administer their plans.

Disclaimer

The Guardian Life Insurance Company of America® (Guardian). For Agent/Broker Use Only. Not For Use With The General Public. Guardian’s Vision Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Policy limitations and exclusions apply. Optional riders and/or features may incur additional costs. This policy provides vision care limited benefits health insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. Plan documents are the final arbiter of coverage. Policy Form #GP-1-VSN-96-1 et al. 2018-54533 (2/20).